Hillsborough County property record for 3517 Saddle Back Ln, Lutz, FL 33548
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 4,504 sqft · built 2022 |
| Lot Size | 0.905 acres (39,463 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $375,000 (Aug 2019) |
| Tax Bill | $20,626 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 0148990000 |
| Primary APN | 0148990000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 4,504 sqft Heated Area |
| 1st Floor Area | 1,808 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Contemporary |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 39,463 sqft (0.905 acres) |
| Lot Dimensions | 200 ft deep x 169 ft wide |
| Garage Area | 752 sqft |
| Pool Area | 496 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 300 sqft |
| Patio Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 0148990000 |
|---|---|
| Street Address | 3517 SADDLE BACK LN |
| City | LUTZ |
| State | FL |
| Zip | 33548-4708 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSC-2 |
| Legal Description | CRENSHAW LAKES LOT 5 |
| Legal Range | 18E |
| Legal Township | 27S |
| Legal Section | 22 |
| Legal Subdivision | CRENSHAW LAKES |
| Legal Lot Number | 5 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | TAMPA |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 11109 |
Source: Hillsborough County records, as of December 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 7 LOCH LN, GREENWICH, CT 06830-3024 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 26, 2019 · Amount on Record |
| Deed Sale | Aug 26, 2019 · Amount on Record |
| Prior Sale | Aug 21, 2018 · Amount on Record |
| Deed Document Number | 2019369640 |
| Deed Book / Page | 26901 / 1415 |
| Record Updated | Jun 8, 2026 |
Source: Hillsborough County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $20,626.00 (+5.31%) | $1,094,899 (+0.03%) Land $484,368 Building $610,531 | $1,094,899 (+0.03%) Land $484,368 Building $610,531 |
| 2024 | $19,586.00 (+6.86%) | $1,094,602 (+8.04%) Land $483,783 Building $610,819 | $1,094,602 (+8.04%) Land $483,783 Building $610,819 |
| 2023 | $18,329.00 (+160.1%) | $1,013,114 (+131.04%) Land $396,473 Building $616,641 | $1,013,114 (+131.04%) Land $396,473 Building $616,641 |
| 2022 | $7,047.00 | $438,503 Land $438,503 | $438,503 Land $438,503 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 118 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 118 in force |
| Nearby Flood Claims | 19 (1996–2024) |
| Claims Outside the SFHA | 7 of 19 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRC/NORTHWEST UTILITIES serves 208,982 people · EPA ID FL6290388 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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