Hillsborough County property record for 3514 Saddle Back Ln, Lutz, FL 33548
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 2,327 sqft · built 1968 |
| Lot Size | 1.82 acres (79,372 sqft) |
| Owner | 2 Company Names on File |
| Tax Bill | $5,045 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 014933-0000 |
| Primary APN | 014933-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,327 sqft Living Area |
| Gross Area | 3,329 sqft |
| 1st Floor Area | 2,327 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Mansion |
| Exterior Material | Concrete Block |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 79,372 sqft |
| Lot Dimensions | 200 ft deep x 154 ft wide |
| Garage Type | Attached |
| Garage Area | 648 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Screened Porch |
|---|---|
| Porch Area | 354 sqft |
| Patio Area | 100 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0149330000 |
|---|---|
| Street Address | 3514 SADDLE BACK LN |
| City | LUTZ |
| State | FL |
| Zip | 33548-4765 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSC-2 |
| Legal Description | CRENSHAW LAKES LOT 36 LESS BEG AT EASTERN MOST COR OF LOT 36 RUN THN S 53 DEG 48 MIN 52 SEC W ALONG SELY BDRY OF LOT 36 222 FT RUN THN N 44 DEG 49 MIN 50 SEC W 77.78 FT THN N 11 DEG 07 MIN 31 SEC E 123.42 FT THN S 77 DEG 52 MIN E ALONG NELY BDRY OF L |
| Legal Range | 18E |
| Legal Township | 27S |
| Legal Section | 22 |
| Legal Subdivision | CRENSHAW LAKES |
| Legal Lot Number | 36 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | TAMPA |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 11109 |
3514 Saddle Back Ln is owned by a company that acquired it in March 2007 and is owner-occupied.
Source: Hillsborough County records, as of September 29, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 3514 SADDLE BACK LN, LUTZ, FL 33548-4765 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Mar 20, 2007 |
| Transfer Doc | 0000152201 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 3514 Saddle Back Ln was $5,045 with a homeowner's exemption.
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $294,501 (+2.7%) | $801,630 (+0.46%) Land $568,281 Building $233,349 | |
| 2025 | $5,045.00 Homeowner's exemption | $286,759 | $797,948 Land $557,211 Building $240,737 |
| 2023 | $4,496.00 (+4.49%) Homeowner's exemption | $270,560 (+3%) | $692,334 (-2.32%) Land $457,521 Building $234,813 |
| 2022 | $4,303.00 Homeowner's exemption | $262,680 | $708,782 Land $489,224 Building $219,558 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3514 Saddle Back Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 118 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 118 in force |
| Nearby Flood Claims | 19 (1996–2024) |
| Claims Outside the SFHA | 7 of 19 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3514 Saddle Back Ln is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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