3517 Ritchie Rd, Lincolnton, NC 28092 Property Records

Lincoln County property record for 3517 Ritchie Rd, Lincolnton, NC 28092

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,190 sqft · built 2004
Lot Size	0.669 acres (29,142 sqft)
Owner	Individual Name on Record
Last Sale	$125,500 (Dec 2005)
Tax Bill	$1,471 (2026)
Deeds & Mortgages	May 2021 Mortgage Mar 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`3625-57-1771`

Property Details

APN / Parcel Number

Primary APN	`3625-57-1771`
Alternative APNs	`362500571771` `190041` `72424`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,190 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	29,142 sqft (0.669 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	190041
Street Address	3517 RITCHIE RD
City	LINCOLNTON
State	NC
Zip	28092-9567
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-SF
Legal Description	#21 RITCHIE FARMS SUB
Legal Subdivision	RITCHIE FARMS
Jurisdiction	LINCOLN NC
Township / Civil Division	LINCOLNTON
Census Block Group	3
Census Block	3018
Census Tract	70800

Owner

Source: Lincoln County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3517 RITCHIE RD, LINCOLNTON, NC 28092-9567
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK
Mar 27, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 22, 2005 · Amount on Record
Deed Sale	Dec 22, 2005 · Amount on Record
Prior Sale	Aug 5, 2005 · Amount on Record
Deed Document Number	200520932
Deed Book / Page	1773 / 46
Last Transfer Date	Mar 27, 2020
Transfer Doc	2893850
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	3517 RITCHIE RD, LINCOLNTON, NC 28092-9567
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003042655
Date	May 18, 2021
Book Page	3042/655
Instrument	631509

Lender

Name	PEOPLES BANK
Type	Bank
Address	NORTH WILKESBORO, NC 28656

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LINCOLN NC
Recording Date	Mar 27, 2020
Property Address	3517 RITCHIE RD, LINCOLNTON, NC 28092-9567
Document Number	2893850
Book / Page	002893 / 000850
Instrument Date	Mar 27, 2020
Instrument	606465
Transaction Type	Transfer
Record Updated	Jun 29, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3517 RITCHIE RD LINCOLNTON NC 280929567, LINCOLNTON, NC 28092-9567

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,471.00 (+0.75%)	$218,559 (-) Land $26,000 Building $192,559	$218,559 (-) Land $26,000 Building $192,559
2025	$1,460.00 (+3.77%)	$218,559 (-) Land $26,000 Building $192,559	$218,559 (-) Land $26,000 Building $192,559
2023	$1,407.00	$218,559 Land $26,000 Building $192,559	$218,559 Land $26,000 Building $192,559

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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