Lincoln County property record for 3475 Ritchie Rd, Lincolnton, NC 28092
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,482 sqft · built 2005 |
| Lot Size | 3.52 acres (153,549 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $153,500 (Jul 2011) |
| Tax Bill | $1,818 (2026) |
| Deeds & Mortgages | Dec 2020 Mortgage Aug 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3625-57-4341 |
| Primary APN | 3625-57-4341 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,482 sqft Living Area |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 153,549 sqft (3.52 acres) |
| Storage Building | 60 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 234474 |
|---|---|
| Street Address | 3475 RITCHIE RD |
| City | LINCOLNTON |
| State | NC |
| Zip | 28092-6521 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-SF |
| Legal Description | #8 LT GRAZING MEADOWS PH2 |
| Legal Subdivision | GRAZING MDWS MINI FARMS |
| Legal Lot Number | 8 |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | LINCOLNTON |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 70800 |
Source: Lincoln County records, as of August 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3475 RITCHIE RD, LINCOLNTON, NC 28092-6521 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Aug 17, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 28, 2011 · Amount on Record |
| Deed Sale | Jul 28, 2011 · Amount on Record |
| Prior Sale | Jun 28, 2005 · Amount on Record |
| Deed Document Number | 20116688 |
| Deed Book / Page | 2260 / 685 |
| Last Transfer Date | Sep 4, 2012 |
| Transfer Doc | 23410357 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 3475 RITCHIE RD, LINCOLNTON, NC 28092-6521 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMROCK |
| Name | Verified Name |
|---|
| Document Number | 2985655 |
|---|---|
| Date | Dec 16, 2020 |
| Book Page | 2985/655 |
| Instrument | 621792 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 205 Months |
| Due | Jan 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 3475 RITCHIE RD, LINCOLNTON, NC 28092-6521 |
| Document Number | 2839838 |
| Instrument Date | Aug 17, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2019 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3475 RITCHIE RD LINCOLNTON NC 280926521, LINCOLNTON, NC 28092-6521 |
| Document Number | 2839838 |
|---|---|
| Date | Aug 21, 2019 |
| Book Page | 002839/000838 |
| Instrument | 596689 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 20, 2039 |
Source: Lincoln County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,818.00 (+4.36%) | $275,533 (-) Land $48,422 Building $227,111 | $275,533 (-) Land $48,422 Building $227,111 |
| 2023 | $1,742.00 | $275,533 Land $48,422 Building $227,111 | $275,533 Land $48,422 Building $227,111 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 50% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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