3517 Oak Ave, Mattoon, IL 61938 Property Records

Coles County property record for 3517 Oak Ave, Mattoon, IL 61938

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,516 sqft · built 1967
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,669 (2025)
Deeds & Mortgages	Apr 2006 Second Mortgage Apr 2013 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-2-15101-000`

Property Details

APN / Parcel Number

Primary APN	`07-2-15101-000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,516 sqft Base Area
1st Floor Area	1,516 sqft
Basement Area	720 sqft
Unfinished Basement	720 sqft

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	118 ft deep x 70.2 ft wide
Garage Type	Attached
Garage Area	441 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	3517 OAK AVE
City	MATTOON
State	IL
Zip	61938-4715
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILLOWSHIRE REPLAT BLK 7 LOT 2 NE 1/4 SEC 22 T12N R07E
Legal Range	07E
Legal Township	12N
Legal Section	22
Legal Subdivision	WILLOWSHIRE REPLAT
Legal Block	7
Legal Lot Number	2
Jurisdiction	COLES IL
Township / Civil Division	MATTOON
Census Block Group	3
Census Block	3033
Census Tract	1200

Owner

Source: Coles County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1105 N 28TH ST, MATTOON, IL 61938-2428
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2006	Deed of Trust, Mortgage · Stand-Alone Second Mortgage OCEAN BANK FSB
Apr 5, 2013	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Aug 4, 2008	Deed of Trust, Mortgage · Conventional Mortgage SECURITY NATIONAL MORTGAGE CO
Jan 2, 2026	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Dec 23, 2025
Transfer Doc	0000820708
Record Updated	Sep 20, 2026

April 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLES IL
Property Address	3517 OAK AVE, MATTOON, IL 61938-4715
Transaction Type	Mortgage
Record Updated	Jun 23, 2026
Title Company	COMMONWEALTH LAND TITLE KS, COMMONWEALTH LAND TITLE INSU

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000689192
Date	Apr 4, 2006
Instrument	689192

Lender

Name	OCEAN BANK FSB
Type	Bank
Address	WARWICK, RI 02886

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Mar 27, 2036

Interest

Rate Type	Fixed Rate
Rate	7.94%
Change Frequency	6 Months
Index	6-Month LIBOR

April 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLES IL
Property Address	3517 OAK AVE, MATTOON, IL 61938-4715
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2013743951
Date	Apr 5, 2013
Instrument	2013743951

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Apr 1, 2023

August 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLES IL
Property Address	3517 OAK AVE, MATTOON, IL 61938-4715
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2008709108
Date	Aug 4, 2008
Instrument	2008709108

Lender

Name	SECURITY NATIONAL MORTGAGE CO
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84123

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2023

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COLES IL
Recording Date	Jan 2, 2026
Property Address	3517 OAK AVE, MATTOON, IL 61938-4715
Document Number	202600820708
Instrument Date	Dec 23, 2025
Instrument	202600820708
Transaction Type	Transfer
Record Updated	Jun 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1105 N 28TH ST, MATTOON, IL 61938-2428

Tax Assessment & Valuation

Source: Coles County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Coles County
County Subdivision	Mattoon Township
Municipality	Mattoon City
Unified School District	Mattoon Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,669.00 (+28.07%)	$44,585 (+10.2%) Land $4,481 Building $40,104	$133,755 (+10.2%) Land $13,443 Building $120,312
2024		$40,458 (+12%) Land $4,066 Building $36,392	$121,374 (+12%) Land $12,198 Building $109,176
2023		$36,123 Land $3,630 Building $32,493	$108,369 Land $10,890 Building $97,479
2020	$2,084.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MATTOON serves 19,500 people · EPA ID IL0290250
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: GigFire, Nextlink, Verizon.

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