3504 Oak Ave, Mattoon, IL 61938 Property Records

Coles County property record for 3504 Oak Ave, Mattoon, IL 61938

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,205 sqft · built 1965
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$88,000 (Jun 2015)
Tax Bill	$2,256 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-2-15065-000`

Property Details

APN / Parcel Number

Primary APN	`07-2-15065-000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,205 sqft Base Area
1st Floor Area	1,205 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	144 ft deep x 66.2 ft wide
Garage Type	Attached
Garage Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	3504 OAK AVE
City	MATTOON
State	IL
Zip	61938-4716
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILLOWSHIRE REPLAT BLK 3 LOT 18 NE 1/4 SEC 22 T12N R07E
Legal Range	07E
Legal Township	12N
Legal Section	22
Legal Subdivision	WILLOWSHIRE REPLAT
Legal Block	3
Legal Lot Number	18
Jurisdiction	COLES IL
Township / Civil Division	MATTOON
Census Block Group	3
Census Block	3031
Census Tract	1200

Owner

3504 Oak Ave is owned and occupied by an individual who bought it in June 2015.

Source: Coles County records, as of June 23, 2026

Owner of Record	Individual Name on File
Mailing Address	3504 OAK AVE, MATTOON, IL 61938-4716
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Sep 24, 2019	Deed of Trust, Mortgage · VA Mortgage ROUNDPOINT MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2015 · Amount on File
Deed Sale	Jun 3, 2015 · Amount on File
Prior Sale	Jun 17, 2005 · Amount on File
Deed Document Number	2015757848
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLES IL
Property Address	3504 OAK AVE, MATTOON, IL 61938-4716
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000791488
Date	Nov 24, 2020
Instrument	202000791488

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	348 Months
Due	Nov 1, 2049

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLES IL
Property Address	3504 OAK AVE, MATTOON, IL 61938-4716
Transaction Type	Mortgage
Record Updated	Oct 9, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900784010
Date	Sep 24, 2019
Instrument	201900784010

Lender

Name	ROUNDPOINT MORTGAGE CO
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3504 Oak Ave was $2,256 with exemptions applied.

Source: Coles County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Coles County
County Subdivision	Mattoon Township
Municipality	Mattoon City
Unified School District	Mattoon Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,256.00	$39,362 Land $4,866 Building $34,496	$118,086 Land $14,598 Building $103,488
2023		$31,892 Land $3,943 Building $27,949	$95,676 Land $11,829 Building $83,847
2020	$1,724.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3504 Oak Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 18, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3504 Oak Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MATTOON serves 19,500 people · EPA ID IL0290250
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: GigFire, Nextlink, Verizon.

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