35163 Bergamot Cv, Fallbrook, CA 92028 Property Records

San Diego County property record for 35163 Bergamot Cv, Fallbrook, CA 92028

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,341 sqft · built 2023
Owner2 Individual Names on Record
Last Sale$716,500 (Sep 2023)
Tax Bill$12,248 (2025)
Deeds & MortgagesSep 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN108-520-17-00

Property Details

APN / Parcel Number

Primary APN108-520-17-00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,341 sqft Living Area

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address35163 BERGAMOT CV
CityFALLBROOK
StateCA
Zip92028-6570
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS3
Legal DescriptionLOT 185 TR 016444
Legal SubdivisionSAN DIEGO #5354-2
Legal Tract016444
Legal Block1
Legal Lot Number185
JurisdictionSAN DIEGO CA
Township / Civil DivisionFALLBROOK
Census Block Group1
Census Block1070
Census Tract19002

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address35163 BERGAMOT CV, FALLBROOK, CA 92028-6570
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 28, 2023 · Amount on Record
Deed SaleSep 28, 2023 · Amount on Record
Deed Document Number2023262867
Record UpdatedSep 20, 2026

September 2023: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateSep 28, 2023
Property Address35163 BERGAMOT CV, FALLBROOK, CA 92028-6570
Document Number0000262867
Map ReferenceMAP 16444
Instrument DateSep 6, 2023
Instrument2023-0262867
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 9, 2023
Title CompanyFIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address35163 BERGAMOT CV, FALLBROOK, CA 92028-6570

Mortgage

Document Number0000262868
DateSep 28, 2023
Instrument2023-0262868
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2053

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictBonsall Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$745,002 (+2%) Land $229,928 Building $515,074
2025$12,248.00 (+140.16%)$730,395 (+1,044.46%) Land $225,420 Building $504,975
2023$5,100.00 (+639.13%)$63,820 Land $63,820
2022$690.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 22 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies22 in force
Nearby Flood Claims19 (1978–2019)
Claims Outside the SFHA6 of 19
Most Recent ClaimMar 2019
Claims by Event
  • Severe Winter Storms, Flooding, And Debris And Mud Flows, Dec 2010 · 2 claims
  • Severe Winter Storm, Mud & Land Slides, & Flooding, Feb 1993 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 83% of the US · above 62% of California
Wildfire Likelihood0.8% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
San Diego Broadband
Fixed Wireless
500 / 100
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, Spectrum, Verizon.

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