35160 Bergamot Cv, Fallbrook, CA 92028 Property Records

San Diego County property record for 35160 Bergamot Cv, Fallbrook, CA 92028

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,106 sqft · built 2023
Owner	Individual Name on File
Last Sale	$859,500 (Nov 2023)
Tax Bill	$13,597 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Mar 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`108-521-35-00`

Property Details

APN / Parcel Number

Primary APN	`108-521-35-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,106 sqft Living Area

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	35160 BERGAMOT CV
City	FALLBROOK
State	CA
Zip	92028-6570
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS3
Legal Description	LOT 210 TR 016444
Legal Subdivision	SAN DIEGO #5354-2
Legal Tract	016444
Legal Block	1
Legal Lot Number	210
Jurisdiction	SAN DIEGO CA
Township / Civil Division	FALLBROOK
Census Block Group	1
Census Block	1070
Census Tract	19002

Owner

Source: San Diego County records · APN 108-521-35-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	35160 BERGAMOT CV, FALLBROOK, CA 92028-6570
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Surviving Spouse

Deeds, Mortgages & Sale History

Date	Document
Dec 24, 2025	Deed of Trust, Mortgage · Conventional Mortgage RESICENTRAL LLC
Mar 05, 2024	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Nov 28, 2023	Intrafamily Transfer, Transfer FIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE
Nov 28, 2023	Grant Deed, Subdivision Related Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 28, 2023 · Amount on Record
Deed Sale	Nov 28, 2023 · Amount on Record
Deed Document Number	2023328397
Prior Transfer Date	Nov 27, 2023
Prior Transfer Doc	0000328396
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	35160 BERGAMOT CV, FALLBROOK, CA 92028-6570
Transaction Type	Mortgage
Record Updated	Jan 06, 2026
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35160 BERGAMOT CV, FALLBROOK, CA 92028-6570

Mortgage

Document Number	0000363334
Date	Dec 24, 2025
Instrument	2025-0363334

Lender

Name	RESICENTRAL LLC
Type	Mortgage Company
Address	LAND O LAKES, FL 34638

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2056

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	35160 BERGAMOT CV, FALLBROOK, CA 92028-6570
Transaction Type	Mortgage
Record Updated	Mar 13, 2024
Title Company	FIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7712 ROAN RD, SAN DIEGO, CA 92129-4509

Mortgage

Document Number	0000055395
Date	Mar 05, 2024
Instrument	2024-0055395

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Dec 01, 2053

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 28, 2023
Property Address	35160 BERGAMOT CV, FALLBROOK, CA 92028-6570
Document Number	0000328396
Map Reference	MAP 16444
Instrument Date	Nov 27, 2023
Instrument	2023-0328396
Transaction Type	Transfer
Record Updated	Dec 07, 2023
Title Company	FIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35160 BERGAMOT CV, FALLBROOK, CA 92028-6570

November 2023: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 28, 2023
Property Address	35160 BERGAMOT CV, FALLBROOK, CA 92028-6570
Document Number	0000328397
Map Reference	MAP 16444
Instrument Date	Nov 07, 2023
Instrument	2023-0328397
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 07, 2023
Title Company	FIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35160 BERGAMOT CV, FALLBROOK, CA 92028-6570

Mortgage

Document Number	0000328398
Date	Nov 28, 2023
Instrument	2023-0328398

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2053

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Bonsall Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value
2026		$894,147 (+2%) Land $395,352 Building $498,795
2025	$13,597.00 (+172.1%) Homeowner's exemption	$876,615 (+1,273.57%) Land $387,600 Building $489,015
2023	$4,997.00 (+624.2%)	$63,820 Land $63,820
2022	$690.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	19 (1978–2019)
Claims Outside the SFHA	6 of 19
Most Recent Claim	Mar 2019
Claims by Event	Severe Winter Storms, Flooding, And Debris And Mud Flows, Dec 2010 · 2 claims Severe Winter Storm, Mud & Land Slides, & Flooding, Feb 1993 · 5 claims

Wildfire

Wildfire Risk	High above 83% of the US · above 62% of California
Wildfire Likelihood	0.8% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 509 locations within half a mile of this property.

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