3516 Smith Rd, Fort Wayne, IN 46804 Property Records

Allen County property record for 3516 Smith Rd, Fort Wayne, IN 46804

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,457 sqft · built 1970
Lot Size	0.9 acres (39,204 sqft)
Owner	2 Individual Names on Record
Last Sale	$140,600 (Sep 2016)
Tax Bill	$5,410 (2025)
Deeds & Mortgages	Sep 2010 Mortgage Mar 2005 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-12-18-427-007.000-074`

Property Details

APN / Parcel Number

Primary APN	`02-12-18-427-007.000-074`
Alternative APN	`3028310004`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,457 sqft Living Area
Gross Area	3,894 sqft
1st Floor Area	3,457 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	39,204 sqft (0.9 acres)
Terrain	High
Garage Type	Attached
Garage Area	437 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3516 SMITH RD
City	FORT WAYNE
State	IN
Zip	46804-3113
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GLENDALE ACRES SUBURBAN ADDITION S 123 LOT 4
Legal Subdivision	GLENDALE ACRES SUBURBAN ADDITION
Legal Lot Number	4
Jurisdiction	ALLEN IN
Township / Civil Division	WAYNE
Census Block Group	2
Census Block	2005
Census Tract	11502

Owner

Source: Allen County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3520 SMITH RD, FORT WAYNE, IN 46804-3113
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2010	Deed of Trust, Mortgage · Conventional Mortgage TOWER BANK & TRUST CO
Mar 15, 2005	Deed of Trust, Mortgage · Line of Credit TOWER BANK & TRUST CO
Oct 25, 2012	Deed of Trust, Mortgage · Line of Credit THREE RIVERS FCU
Sep 12, 2016	Trustee's Deed, Foreclosure · Conventional Mortgage PROFESSIONAL FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2016 · Amount on Record
Deed Sale	Sep 12, 2016 · Amount on Record
Deed Document Number	201648939
Prior Transfer Date	Jan 29, 2016
Prior Transfer Doc	2016048939
Record Updated	Sep 20, 2026

September 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN IN
Property Address	3516 SMITH RD, FORT WAYNE, IN 46804-3113
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2010047512
Date	Sep 30, 2010
Instrument	2010047512

Lender

Name	TOWER BANK & TRUST CO
Type	Bank
Address	FORT WAYNE, IN 46802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Oct 1, 2020

March 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN IN
Property Address	3516 SMITH RD, FORT WAYNE, IN 46804-3113
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0205015518
Date	Mar 15, 2005
Instrument	205015518

Lender

Name	TOWER BANK & TRUST CO
Type	Bank
Address	FORT WAYNE, IN 46802

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN IN
Property Address	3516 SMITH RD, FORT WAYNE, IN 46804-3113
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2012061081
Date	Oct 25, 2012
Instrument	2012061081

Lender

Name	THREE RIVERS FCU
Type	Credit Union
Address	FORT WAYNE, IN 46801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Oct 15, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2016: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ALLEN IN
Recording Date	Sep 12, 2016
Property Address	3516 SMITH RD, FORT WAYNE, IN 46804-3113
Document Number	2016048939
Instrument Date	Jan 29, 2016
Instrument	2016048939
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026
Title Company	MTC

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3520 SMITH RD, FORT WAYNE, IN 46804-3113

Mortgage

Document Number	2016048940
Date	Sep 12, 2016
Instrument	2016048940

Lender

Name	PROFESSIONAL FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2031

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Allen County
County Subdivision	Wayne Township
Municipality	Fort Wayne City
Unified School District	Fort Wayne Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,410.00 (+35.86%)	$240,200 (+28.86%) Land $57,200 Building $183,000	$240,200 (+28.86%) Land $57,200 Building $183,000
2024	$3,982.00 (-6.66%)
2023	$4,266.00 (-13.36%)	$186,400 (-14.92%) Land $19,400 Building $167,000	$186,400 (-14.92%) Land $19,400 Building $167,000
2022	$4,924.00	$219,100 Land $19,400 Building $199,700	$219,100 Land $19,400 Building $199,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	17 (1978–2016)
Claims Outside the SFHA	2 of 17
Most Recent Claim	May 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT WAYNE - 3 RIVERS FILTRATION PLANT serves 269,994 people · EPA ID IN5202020
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2022
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Lakeland Internet.

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