2904 Smith Rd, Fort Wayne, IN 46804 Property Records

Allen County property record for 2904 Smith Rd, Fort Wayne, IN 46804

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 4,571 sqft · built 1940
Lot Size	0.866 acres (37,700 sqft)
Owner	Individual Name on File
Last Sale	$172,900 (Mar 2024)
Tax Bill	$3,102 (2025)
Deeds & Mortgages	Mar 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-12-18-228-018.000-074`

Property Details

APN / Parcel Number

Primary APN	`02-12-18-228-018.000-074`
Alternative APN	`9438080009`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	4,571 sqft Living Area
Gross Area	6,876 sqft
1st Floor Area	2,008 sqft
Attic	Attic
Attic Area	1,665 sqft
Basement Area	1,110 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1978
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	37,700 sqft (0.866 acres)
Lot Dimensions	3,250 ft deep x 1,160 ft wide
Garage Type	Attached
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2904 SMITH RD
City	FORT WAYNE
State	IN
Zip	46804-3106
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROUSSEAUS COUNTRY CLUB ADDITION N 115.66 OF E 325 LOT 9
Legal Subdivision	ROUSSEAUS COUNTRY CLUB ADDITION
Legal Lot Number	9
Jurisdiction	ALLEN IN
Township / Civil Division	WAYNE
Census Block Group	2
Census Block	2004
Census Tract	11502

Owner

2904 Smith Rd is owned and occupied by an individual who bought it in March 2024.

Source: Allen County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	2904 SMITH RD, FORT WAYNE, IN 46804-3106
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 25, 2024 · Amount on File
Deed Sale	Mar 25, 2024 · Amount on File
Prior Sale	Jun 24, 2014
Deed Document Number	202415885
Record Updated	Oct 29, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN IN
Recording Date	Mar 25, 2024
Property Address	2904 SMITH RD, FORT WAYNE, IN 46804-3106
Document Number	2024015885
Map Reference	PL 6 PG 66
Instrument Date	Mar 22, 2024
Instrument	2024015885
Transaction Type	Transfer
Record Updated	Apr 8, 2024
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL CO LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2904 SMITH RD, FORT WAYNE, IN 46804-3106

Mortgage

Document Number	2024015886
Date	Mar 25, 2024
Instrument	2024015886

Lender

Name	MIDWEST AMERICA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 2904 Smith Rd was $3,102 with a homeowner's exemption, up 39.5% from the year before.

Source: Allen County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Allen County
County Subdivision	Wayne Township
Municipality	Fort Wayne City
Unified School District	Fort Wayne Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,102.00 (+39.48%)	$299,500 Land $30,600 Building $268,900	$299,500 Land $30,600 Building $268,900
2024	$2,224.00 (+10.21%)
2023	$2,018.00 (+0.95%)	$183,400 (+2.4%) Land $30,600 Building $152,800	$183,400 (+2.4%) Land $30,600 Building $152,800
2022	$1,999.00 Homeowner's exemption	$179,100 Land $30,600 Building $148,500	$179,100 Land $30,600 Building $148,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2904 Smith Rd in Zone X, an area of minimal flood risk, though there have been 17 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	17 (1978–2016)
Claims Outside the SFHA	2 of 17
Most Recent Claim	May 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2904 Smith Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT WAYNE - 3 RIVERS FILTRATION PLANT serves 269,994 people · EPA ID IN5202020
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2022
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Lakeland Internet.

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