Hamilton County property record for 3516 Locust Ln, Cincinnati, OH 45238
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,172 sqft · built 1951 |
| Lot Size | 0.16 acres (7,013 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,575 (2025) |
| Deeds & Mortgages | Dec 2020 Sale Oct 2020 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 550-0131-0078-00 |
| Primary APN | 550-0131-0078-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,172 sqft Living Area |
| 1st Floor Area | 792 sqft |
| Attic | Attic |
| Attic Area | 380 sqft |
| Basement Area | 792 sqft |
| Finished Basement | 200 sqft |
| Year Built | Built 1951 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Lot Area | 7,013 sqft (0.16 acres) |
| Lot Dimensions | 167 ft deep x 60 ft wide |
| Patio Area | 324 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 3516 LOCUST LN |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45238-2013 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NS LOCUST LN 60 X 167.53 IRR R2-T2-S14 LOT 28 BRUNE HARPENAU 1ST SUB |
| Legal Range | 02 |
| Legal Township | 02 |
| Legal Section | 14 |
| Legal Subdivision | BRUNE HARPENAU 1ST SUB |
| Legal Lot Number | 28 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | GREEN |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 10201 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 217 51ST AVE APT 407, 407, LONG ISLAND CITY, NY 11101-5869 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 6, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Oct 1, 2020 | Warranty Deed, Transfer · Conventional Mortgage OPTION FINANCIAL LLC |
| Sep 25, 2017 | Deed of Trust, Mortgage NATIONS RELIABLE LNDG |
| Jan 19, 2017 | Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 4, 2022 |
| Deed Sale | Feb 4, 2022 |
| Prior Sale | Jan 19, 2017 · Amount on Record |
| Deed Document Number | 2020-0101049 |
| Deed Book / Page | 14265 / 916 |
| Prior Transfer Date | Oct 1, 2020 |
| Prior Transfer Doc | 2020-0101049 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Dec 6, 2020 |
| Property Address | 3516 LOCUST LN, CINCINNATI, OH 45238-2013 |
| Document Number | 0000134291 |
| Book / Page | 014319 / 001215 |
| Instrument Date | Dec 6, 2020 |
| Instrument | 134291 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2021 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 217 51ST AVE #407 LONG ISLAND CITY NY 111015869, 407, LONG ISLAND CITY, NY 11101-5869 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Oct 1, 2020 |
| Property Address | 3516 LOCUST LN, CINCINNATI, OH 45238-2013 |
| Document Number | 0000101049 |
| Book / Page | 14265 / 916 |
| Instrument Date | Aug 28, 2020 |
| Instrument | 2020-0101049 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $550.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4630 CENTER BLVD APT 403, 403, LONG ISLAND CITY, NY 11109-5724 |
| Document Number | 0000101050 |
|---|---|
| Date | Oct 1, 2020 |
| Instrument | 2020-0101050 |
| Name | OPTION FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3516 LOCUST LN, CINCINNATI, OH 45238-2013 |
| Document Number | 0000089165 |
| Book / Page | 013513 / 000307 |
| Instrument Date | Sep 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2017 |
| Name | Verified Name |
|---|---|
| Address | 3516 LOCUST LN CINCINNATI OH 452382013, CINCINNATI, OH 45238-2013 |
| Document Number | 0000089165 |
|---|---|
| Date | Sep 29, 2017 |
| Book Page | 013513/000307 |
| Instrument | 89165 |
| Name | NATIONS RELIABLE LNDG |
|---|---|
| Address | HOUSTON, TX 77098 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 28, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jan 19, 2017 |
| Property Address | 3516 LOCUST LN, CINCINNATI, OH 45238-2013 |
| Document Number | 0000005762 |
| Book / Page | 013336 / 001120 |
| Instrument Date | Jan 6, 2017 |
| Instrument | 5762 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $240.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9 OHIO AVE FORT THOMAS KY 410751328, FORT THOMAS, KY 41075-1328 |
| Investor | Possibly a Property Investor |
| Document Number | 5763 |
|---|---|
| Date | Jan 19, 2017 |
| Book Page | 001336/001123 |
| Instrument | 5763 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 18, 2047 |
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Green Township |
| Unified School District | Oak Hills Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,575.00 (-0.23%) | $48,125 (+%) Land $11,959 Building $36,166 | |
| 2024 | $2,581.00 (+1.73%) | $48,124 (-) Land $11,959 Building $36,165 | |
| 2023 | $2,537.00 (+30.3%) | $48,124 (+53.46%) Land $11,959 Building $36,165 | $137,500 (+53.46%) Land $34,170 Building $103,330 |
| 2022 | $1,947.00 | $31,360 Land $10,682 Building $20,678 | |
| 2020 | $89,600 Land $30,520 Building $59,080 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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