Hamilton County property record for 3513 Locust Ln, Cincinnati, OH 45238
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,555 sqft · built 1951 |
| Lot Size | 0.223 acres (9,714 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $120,000 (Dec 2015) |
| Tax Bill | $3,205 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 550-0131-0084-00 |
| Primary APN | 550-0131-0084-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,555 sqft Living Area |
| 1st Floor Area | 864 sqft |
| 2nd Floor Area | 691 sqft |
| Upper Floors Area | 691 sqft |
| Basement Area | 864 sqft |
| Finished Basement | 300 sqft |
| Year Built | Built 1951 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 9,714 sqft (0.223 acres) |
| Lot Dimensions | 161 ft deep x 50 ft wide |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 72 sqft |
| Patio Area | 195 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 3513 LOCUST LN |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45238-2012 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOCUST LN 50 X 161.87 IRRLOT 34 BRUNE HARPENAU 1STBL A |
| Legal Subdivision | BRUNE HARPENAUS |
| Legal Block | A |
| Legal Lot Number | 34 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | GREEN |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 10201 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3513 LOCUST LN, CINCINNATI, OH 45238-2012 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 12, 2015 · Amount on Record |
| Deed Sale | Dec 12, 2015 · Amount on Record |
| Prior Sale | Sep 30, 2002 · Amount on Record |
| Deed Document Number | 0000132376 |
| Deed Book / Page | 013063 / 000676 |
| Last Transfer Date | Dec 16, 2015 |
| Transfer Doc | 0000132376 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3513 LOCUST LN, CINCINNATI, OH 45238-2012 |
| Transaction Type | Mortgage |
| Record Updated | Feb 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000003467 |
|---|---|
| Date | Jan 10, 2022 |
| Book Page | 14580/3245 |
| Instrument | 2022-0003467 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 1, 2051 |
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Green Township |
| Unified School District | Oak Hills Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,205.00 (+2.56%) | $61,460 (-) Land $14,070 Building $47,390 | |
| 2024 | $3,125.00 (-0.1%) | $61,460 (-) Land $14,070 Building $47,390 | |
| 2023 | $3,128.00 (+10.73%) | $61,460 (+30.65%) Land $14,070 Building $47,390 | $175,600 (+30.65%) Land $40,200 Building $135,400 |
| 2022 | $2,825.00 Homeowner's exemption | $47,041 Land $12,569 Building $34,472 | |
| 2020 | $134,400 Land $35,910 Building $98,490 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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