3516 Hawthorne Ridge Dr, Eureka, MO 63025 Property Records

Jefferson County property record for 3516 Hawthorne Ridge Dr, Eureka, MO 63025

Property Summary

Property Type	Single Family Home
Details	2,126 sqft · built 2009
Lot Size	4.05 acres (176,418 sqft)
Owner	2 Individual Names on Record
Last Sale	$631,218 (Jul 2025)
Tax Bill	$6,286 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Dec 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`04-6.0-24.0-0-000-057.12`

Property Details

APN / Parcel Number

Primary APN	`04-6.0-24.0-0-000-057.12`
Alternative APN	`0460240 05712`

Interior

Stories	2 Stories
Building Area	2,126 sqft Living Area
Gross Area	3,378 sqft
1st Floor Area	512 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Bi-Level
Construction Type	Frame
Lot Area	176,418 sqft
Garage Type	Attached
Garage Area	1,252 sqft
Porch	Open Frame Porch
Porch Area	60 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3516 HAWTHORNE RIDGE DR
City	EUREKA
State	MO
Zip	63025-3192
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LR2
Legal Description	BLUFFS AT HOENE SPRINGS 1 LOT 20
Legal Range	3E
Legal Township	43N
Legal Section	24
Legal Subdivision	BLUFFS AT HOENE SPRINGS 1
Legal Block	1
Legal Lot Number	20
Jurisdiction	JEFFERSON MO
Township / Civil Division	MERAMEC
Census Block Group	1
Census Block	1032
Census Tract	700402

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3516 HAWTHORNE RIDGE DR, EUREKA, MO 63025-3192
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2022	Deed of Trust, Mortgage · Commercial Mortgage COMMERCE BANK
Dec 8, 2021	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Dec 15, 2020	Warranty Deed, Transfer CARDINAL FIN'L
Oct 10, 2019	Deed of Trust, Mortgage ROCKWOOD BK
Jun 3, 2019	Trustee's Deed, Construction Loan · Line of Credit ROCKWOOD BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2025 · Amount on Record
Deed Sale	Jul 31, 2025 · Amount on Record
Prior Sale	Dec 8, 2021 · Amount on Record
Deed Document Number	202518938
Prior Transfer Date	Jan 19, 2007
Prior Transfer Doc	2007R003544
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	3516 HAWTHORNE RIDGE DR, EUREKA, MO 63025-3192
Transaction Type	Mortgage
Record Updated	Jul 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3516 HAWTHORNE RIDGE DR, EUREKA, MO 63025-3192

Mortgage

Document Number	0000021131
Date	Jun 27, 2022
Instrument	2022R-021131

Lender

Name	COMMERCE BANK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	144 Months
Due	Jun 17, 2034

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Dec 8, 2021
Property Address	3516 HAWTHORNE RIDGE DR, EUREKA, MO 63025-3192
Document Number	0000052948
Map Reference	MB 215 PG 6-9
Instrument Date	Dec 6, 2021
Instrument	2021R-052948
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1447 BODMIN CT, 1447, SAINT LOUIS, MO 63129-3168

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3516 HAWTHORNE RIDGE DR, EUREKA, MO 63025-3192

Mortgage

Document Number	0000052949
Date	Dec 8, 2021
Instrument	2021R-052949

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Dec 15, 2020
Property Address	3516 HAWTHORNE RIDGE DR, EUREKA, MO 63025-3192
Document Number	0000048575
Instrument Date	Dec 11, 2020
Instrument	48575
Transaction Type	Transfer
Record Updated	Feb 12, 2021
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3516 HAWTHORNE RIDGE DR EUREKA MO 630253192, EUREKA, MO 63025-3192

Mortgage

Document Number	48576
Date	Dec 15, 2020
Instrument	48576

Lender

Name	CARDINAL FIN'L
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28273

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 14, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	3516 HAWTHORNE RIDGE DR, EUREKA, MO 63025-3192
Document Number	0000032403
Instrument Date	Oct 10, 2019
Transaction Type	Mortgage
Record Updated	Oct 31, 2019
Title Company	HILLSBORO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3516 HAWTHORNE RIDGE DR EUREKA MO 630253192, EUREKA, MO 63025-3192

Mortgage

Document Number	0000032403
Date	Oct 18, 2019
Instrument	32403

Lender

Name	ROCKWOOD BK
Type	Bank
Address	WILDWOOD, MO 63040

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 17, 2049

June 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	JEFFERSON MO
Recording Date	Jun 3, 2019
Property Address	3516 HAWTHORNE RIDGE DR, EUREKA, MO 63025-3192
Instrument Date	May 20, 2019
Instrument	15657
Transaction Type	Construction Loan
Record Updated	Jun 24, 2019
Title Company	HILLSBOROUGH TITLE INC, HTC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	PO BOX 210 EUREKA MO 630250210, EUREKA, MO 63025-0210

Mortgage

Document Number	0000015657
Date	Jun 3, 2019
Instrument	15657

Lender

Name	ROCKWOOD BK
Type	Bank
Address	WILDWOOD, MO 63040

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jun 2, 2020

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$89,700 (-) Land $10,700 Building $79,000	$472,000 (-) Land $56,100 Building $415,900
2025	$6,286.00 (+6.16%)	$89,700 (+8.86%) Land $10,700 Building $79,000	$472,000 (-) Land $56,100 Building $415,900
2024	$5,921.00 (-0.05%)		$472,000 (+8.93%) Land $56,100 Building $415,900
2023	$5,924.00	$82,400 Land $10,700 Building $71,700	$433,300 Land $56,100 Building $377,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	25 (1979–2017)
Claims Outside the SFHA	5 of 25
Most Recent Claim	Apr 2017 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, Apr 2017 · 3 claims Severe Storms & Flooding, Sep 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 70% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 6 serves 7,500 people · EPA ID MO6024298
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20
Bays-ET Highspeed Fixed Wireless	100 / 10
Brown Dog Networks Fixed Wireless	50 / 10
AT&T DSL · Fixed Wireless in parts of the area	25 / 5

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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