3515 Hawthorne Ridge Dr, Eureka, MO 63025 Property Records

Jefferson County property record for 3515 Hawthorne Ridge Dr, Eureka, MO 63025

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,985 sqft · built 2007
Lot Size	11.4 acres (499,633 sqft)
Owner	Individual Name on Record
Last Sale	$678,300 (Sep 2020)
Tax Bill	$6,132 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-6.0-24.0-0-000-057.19`

Property Details

APN / Parcel Number

Primary APN	`04-6.0-24.0-0-000-057.19`
Alternative APN	`0460240 05719`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,985 sqft Living Area
Gross Area	3,806 sqft
1st Floor Area	2,985 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Construction Type	Frame
Lot Area	499,633 sqft
Garage Type	Attached
Garage Area	821 sqft
Porch	Open Frame Porch
Porch Area	392 sqft
Patio Area	296 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3515 HAWTHORNE RIDGE DR
City	EUREKA
State	MO
Zip	63025-3184
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LR2
Legal Description	BLUFFS AT HOENE SPRINGS 3 LOT 40R
Legal Range	3E
Legal Township	43N
Legal Section	24
Legal Subdivision	BLUFFS AT HOENE SPRINGS 3
Legal Block	1
Legal Lot Number	40R
Jurisdiction	JEFFERSON MO
Township / Civil Division	MERAMEC
Census Block Group	1
Census Block	1005
Census Tract	700402

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3515 HAWTHORNE RIDGE DR, EUREKA, MO 63025-3184
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2022	Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CU
Sep 11, 2020	Warranty Deed, Transfer UNITED WHOLESALE MTG
Oct 30, 2019	Trustee's Deed, Construction Loan · Line of Credit CARROLLTON BK
Mar 8, 2017	Deed of Trust, Mortgage · Line of Credit CARROLLTON BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 11, 2020 · Amount on Record
Deed Sale	Sep 11, 2020 · Amount on Record
Prior Sale	Jul 27, 2016
Deed Document Number	202033892
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	3515 HAWTHORNE RIDGE DR, EUREKA, MO 63025-3184
Transaction Type	Mortgage
Record Updated	Nov 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3516 HAWTHORNE RIDGE DR, EUREKA, MO 63025-3192

Mortgage

Document Number	0000036375
Date	Nov 14, 2022
Instrument	2022R-036375

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Oct 1, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Sep 11, 2020
Property Address	3515 HAWTHORNE RIDGE DR, EUREKA, MO 63025-3184
Document Number	0000033892
Instrument Date	Sep 8, 2020
Instrument	33892
Transaction Type	Transfer
Record Updated	Nov 10, 2020
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3515 HAWTHORNE RIDGE DR EUREKA MO 630253184, EUREKA, MO 63025-3184

Mortgage

Document Number	33893
Date	Sep 11, 2020
Instrument	33893

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 10, 2050

October 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	JEFFERSON MO
Recording Date	Oct 30, 2019
Property Address	3515 HAWTHORNE RIDGE DR, EUREKA, MO 63025-3184
Instrument Date	Oct 22, 2019
Instrument	33722
Transaction Type	Construction Loan
Record Updated	Nov 14, 2019
Title Company	US TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3515 HAWTHORNE RIDGE DR EUREKA MO 630253184, EUREKA, MO 63025-3184

Mortgage

Document Number	0000033722
Date	Oct 30, 2019
Instrument	33722

Lender

Name	CARROLLTON BK
Type	Bank
Address	SAINT CHARLES, MO 63301-2528

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Oct 29, 2020

Interest

Rate Type	Adjustable Rate

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	3515 HAWTHORNE RIDGE DR, EUREKA, MO 63025-3184
Document Number	0000008192
Instrument Date	Mar 8, 2017
Transaction Type	Mortgage
Record Updated	Mar 27, 2017
Title Company	CONTINENTAL, CONTINENTAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3515 HAWTHORNE RIDGE DR EUREKA MO 630253184, EUREKA, MO 63025-3184

Mortgage

Document Number	0000008192
Date	Mar 20, 2017
Instrument	8192

Lender

Name	CARROLLTON BK
Type	Bank
Address	SAINT CHARLES, MO 63301

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$89,700 (+2.51%) Land $13,400 Building $76,300	$472,200 (+2.56%) Land $70,400 Building $401,800
2025	$6,132.00 (+5.34%)	$87,500 (+8.02%) Land $13,400 Building $74,100	$460,400 (-) Land $70,400 Building $390,000
2024	$5,821.00 (-0.05%)		$460,400 (+8.08%) Land $70,400 Building $390,000
2023	$5,824.00	$81,000 Land $13,400 Building $67,600	$426,000 Land $70,400 Building $355,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	25 (1979–2017)
Claims Outside the SFHA	5 of 25
Most Recent Claim	Apr 2017 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, Apr 2017 · 3 claims Severe Storms & Flooding, Sep 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 78% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 6 serves 7,500 people · EPA ID MO6024298
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20
Bays-ET Highspeed Fixed Wireless	100 / 10
Brown Dog Networks Fixed Wireless	50 / 10
AT&T DSL · Fixed Wireless in parts of the area	25 / 5

May also be available: Verizon.

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