3516 Concord Dr, Erlanger, KY 41018 Property Records

Kenton County property record for 3516 Concord Dr, Erlanger, KY 41018

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,804 sqft · built 1964
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$123,500 (Oct 2016)
Tax Bill	$2,446 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`016-10-00-176.00`

Property Details

APN / Parcel Number

Primary APN	`016-10-00-176.00`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,804 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.17 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	3516 CONCORD DR
City	ERLANGER
State	KY
Zip	41018-2504
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEXINGTON EST SEC 1 LOT 7
Legal Subdivision	LEXINGTON ESTATES
Legal Phase	1
Legal Lot Number	7
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	3
Census Block	3004
Census Tract	65600

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3516 CONCORD DR, ERLANGER, KY 41018-2504
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2025	Deed of Trust, Mortgage · Line of Credit THE GERMAN AMERICAN BANK
Jul 21, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 4, 2016 · Amount on Record
Deed Sale	Oct 4, 2016 · Amount on Record
Prior Sale	Sep 29, 2015 · Amount on Record
Deed Document Number	201610 04 059 00096
Deed Book / Page	5998 / 156
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	3516 CONCORD DR, ERLANGER, KY 41018-2504
Transaction Type	Mortgage
Record Updated	Nov 21, 2025
Title Company	HOMESTEAD TITLE COMPANY, HOMESTEAD TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3516 CONCORD DR, ERLANGER, KY 41018-2504

Mortgage

Document Number	0005900095
Date	Oct 31, 2025
Book Page	KCM 702/554
Instrument	25103105900095

Lender

Name	THE GERMAN AMERICAN BANK
Type	Bank
Address	FT MITCHELL, KY 41017

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Oct 20, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	3516 CONCORD DR, ERLANGER, KY 41018-2504
Transaction Type	Mortgage
Record Updated	Jan 5, 2024
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0005900030
Date	Jul 21, 2021
Book Page	245/438
Instrument	21072105900030

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Erlanger City
Unified School District	Erlanger-Elsmere Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$185,500 (-) Land $25,000 Building $160,500	$185,500 (-) Land $25,000 Building $160,500
2025	$2,446.00 (+1.54%)	$185,500 (-) Land $25,000 Building $160,500	$185,500 (-) Land $25,000 Building $160,500
2023	$2,409.00	$185,500 Land $25,000 Building $160,500	$185,500 Land $25,000 Building $160,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 466 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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