3512 Concord Dr, Erlanger, KY 41018 Property Records

Kenton County property record for 3512 Concord Dr, Erlanger, KY 41018

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,020 sqft · built 1963
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$127,500 (Feb 2019)
Tax Bill	$1,778 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Aug 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`016-10-00-169.00`

Property Details

APN / Parcel Number

Primary APN	`016-10-00-169.00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,020 sqft Finished Area
Gross Area	1,794 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	110 ft deep x 56 ft wide
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	3512 CONCORD DR
City	ERLANGER
State	KY
Zip	41018-2504
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEXINGTON EST SEC 1 LOT 5
Legal Subdivision	LEXINGTON ESTATES
Legal Phase	1
Legal Lot Number	5
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	3
Census Block	3004
Census Tract	65600

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	3512 CONCORD DR, ERLANGER, KY 41018-2504
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Aug 11, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG
Feb 13, 2019	Grant Deed, Transfer · FHA Mortgage BANK OF ENGLAND
Oct 24, 2018	Grant Deed, Transfer BRIDGETRUST TITLE GROUP, BRIDGETRUST TITLE GRP
Jul 26, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 13, 2019 · Amount on Record
Deed Sale	Feb 13, 2019 · Amount on Record
Prior Sale	Oct 24, 2018 · Amount on Record
Deed Document Number	201902 13 059 00163
Deed Book / Page	6599 / 277
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	3512 CONCORD DR, ERLANGER, KY 41018-2504
Transaction Type	Mortgage
Record Updated	Jan 5, 2024
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005900068
Date	Nov 18, 2021
Book Page	303/292
Instrument	21111805900068

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	3512 CONCORD DR, ERLANGER, KY 41018-2504
Document Number	0000000016
Instrument Date	Aug 11, 2020
Transaction Type	Mortgage
Record Updated	Oct 7, 2020
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3512 CONCORD DR ERLANGER KY 410182504, ERLANGER, KY 41018-2504

Mortgage

Document Number	0000000016
Date	Sep 11, 2020
Book Page	000M96/000400
Instrument	16

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 10, 2050

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	Feb 13, 2019
Property Address	3512 CONCORD DR, ERLANGER, KY 41018-2504
Document Number	0000000163
Book / Page	0C6599 / 000277
Instrument Date	Feb 12, 2019
Instrument	163
Transaction Type	Transfer
Record Updated	Feb 27, 2019
Title Company	KENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$127.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3512 CONCORD DR ERLANGER KY 410182504, ERLANGER, KY 41018-2504

Mortgage

Document Number	165
Date	Feb 13, 2019
Book Page	0C6599/000280
Instrument	165

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 12, 2049

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	Oct 24, 2018
Property Address	3512 CONCORD DR, ERLANGER, KY 41018-2504
Document Number	0000000127
Book / Page	0C6531 / 000061
Instrument Date	Oct 12, 2018
Instrument	127
Transaction Type	Transfer
Record Updated	Nov 9, 2018
Title Company	BRIDGETRUST TITLE GROUP, BRIDGETRUST TITLE GRP

Transaction

Amount	Amount Recorded
Tax	$68.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2950 HEBRON PARK DR #G HEBRON KY 410488511, G, HEBRON, KY 41048-8511

July 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	KENTON KY
Recording Date	Jul 26, 2018
Property Address	3512 CONCORD DR, ERLANGER, KY 41018-2504
Document Number	0000000071
Book / Page	0C6462 / 000245
Instrument Date	May 21, 2018
Instrument	71
Transaction Type	Foreclosure
Record Updated	Aug 14, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$93.52
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3512 CONCORD DR ERLANGER KY 410182504, ERLANGER, KY 41018-2504

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Erlanger City
Unified School District	Erlanger-Elsmere Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$134,800 (-) Land $25,000 Building $109,800	$134,800 (-) Land $25,000 Building $109,800
2025	$1,778.00 (+1.54%)	$134,800 (-) Land $25,000 Building $109,800	$134,800 (-) Land $25,000 Building $109,800
2023	$1,751.00	$134,800 Land $25,000 Building $109,800	$134,800 Land $25,000 Building $109,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 466 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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