3515 Whisper Glen, Schertz (Cibolo), TX 78108 Property Records

Guadalupe County property record for 3515 Whisper Glen, Schertz, TX 78108

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,508 sqft · built 2005
Lot Size	0.119 acres (5,201 sqft)
Owner	2 Individual Names on Record
Last Sale	$345,624 (Jul 2026)
Tax Bill	$3,193 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1G3563202500800000`

Property Details

APN / Parcel Number

Primary APN	`1G3563202500800000`
Alternative APNs	`000000112429` `000000086961` `112429`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,508 sqft Living Area
Gross Area	3,028 sqft
1st Floor Area	1,392 sqft
2nd Floor Area	1,116 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,201 sqft (0.119 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Pool Area	1 sqft
Porch	Covered Porch
Porch Area	184 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	3515 WHISPER BR
City	SCHERTZ
State	TX
Zip	78154
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHISPER MEADOWS @ NORTHCLIFFE II UNIT #2 BLOCK 25 LOT 8
Legal Subdivision	WHISPER MEADOWS @ NORTHCLIFFE II UNIT #2
Legal Tract	8
Legal Block	25
Legal Lot Number	8
Jurisdiction	GUADALUPE TX
Township / Civil Division	SCHERTZ-CIBOLO
Census Block Group	3
Census Block	3000
Census Tract	210613

Owner

Source: Guadalupe County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3515 WHISPER GLN, SCHERTZ, TX 78108-2266
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Deed, Transfer · VA Mortgage OCMBC INC
Jul 8, 2019	Deed of Trust, Mortgage RANDOLPH BROOKS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 2026 · Amount on Record
Deed Sale	Jul 13, 2026 · Amount on Record
Prior Sale	Aug 12, 2005 · Amount on Record
Deed Document Number	202618569
Prior Transfer Date	Jul 27, 2005
Prior Transfer Doc	0000016455
Record Updated	Sep 20, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	GUADALUPE TX
Recording Date	Jul 13, 2026
Property Address	3515 WHISPER GLN, SCHERTZ, TX 78108-2266
Document Number	0000018569
Instrument Date	Jul 10, 2026
Instrument	202618569
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	INDEPENDENCE TITLE, INDEPENDENCE TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018570,
Date	Jul 13, 2026
Instrument	202618570

Lender

Name	OCMBC INC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Max Rate	-1%

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	3515 WHISPER GLN, SCHERTZ, TX 78108-2266
Document Number	0000015627
Instrument Date	Jul 8, 2019
Transaction Type	Mortgage
Record Updated	Nov 6, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3515 WHISPER GLN SCHERTZ TX 781082266, SCHERTZ, TX 78108-2266

Mortgage

Document Number	0000015627
Date	Jul 15, 2019
Instrument	15627

Lender

Name	RANDOLPH BROOKS FCU
Type	Credit Union
Address	UNIVERSAL CITY, TX 78148-2097

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jul 14, 2034

Tax Assessment & Valuation

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Guadalupe County
Municipality	Schertz City
Unified School District	Schertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$316,609 (+7.01%) Land $39,560 Building $277,049	$316,609 (+7.01%) Land $39,560 Building $277,049
2025	$3,193.00 (-19.31%) Homeowner's exemption Senior Citizen's exemption Veteran's exemption	$295,877 (+18.35%) Land $27,643 Building $268,234	$295,877 (+18.35%) Land $27,643 Building $268,234
2024	$3,957.00 (+13.64%)
2023	$3,482.00 (-35.49%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$250,000 Land $38,728 Building $211,272	$250,000 Land $38,728 Building $211,272
2022	$5,398.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 80% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SCHERTZ serves 41,948 people · EPA ID TX0940003
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Guadalupe Valley Electric Cooperative, Verizon.

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