3511 Whisper Glen, Schertz (Cibolo), TX 78108 Property Records

Guadalupe County property record for 3511 Whisper Glen, Schertz, TX 78108

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,446 sqft · built 2005
Lot Size	0.124 acres (5,410 sqft)
Owner	2 Individual Names on File
Last Sale	$263,000 (Aug 2018)
Tax Bill	$2,078 (2023)
Deeds & Mortgages	Feb 2020 Mortgage Aug 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1G3563202500700000`

Property Details

APN / Parcel Number

Primary APN	`1G3563202500700000`
Alternative APNs	`000000112428` `000000225010` `112428`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,446 sqft Living Area
Gross Area	2,924 sqft
1st Floor Area	1,058 sqft
2nd Floor Area	1,388 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	5,410 sqft (0.124 acres)
Garage Type	Attached
Garage Area	378 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Covered Porch
Porch Area	132 sqft
Patio Area	120 sqft
Storage Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	3511 WHISPER BR
City	SCHERTZ
State	TX
Zip	78154
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHISPER MEADOWS @ NORTHCLIFFE II UNIT #2 BLOCK 25 LOT 7
Legal Subdivision	WHISPER MEADOWS @ NORTHCLIFFE II UNIT #2
Legal Tract	7
Legal Block	25
Legal Lot Number	7
Jurisdiction	GUADALUPE TX
Township / Civil Division	SCHERTZ-CIBOLO
Census Block Group	3
Census Block	3000
Census Tract	210613

Owner

3511 Whisper Glen is owned and occupied by two individuals who bought it in August 2018.

Source: Guadalupe County records, as of August 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3511 WHISPER GLN, SCHERTZ, TX 78108-2266
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2020	Deed of Trust, Mortgage · VA Mortgage SOUTHWEST FNDG
Aug 31, 2018	Warranty Deed, Transfer · VA Mortgage WILLOW BEND MTG
Feb 28, 2017	Vendor's Lien, Transfer · Conventional Mortgage MORTGAGE FINANCIAL SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2018 · Amount on File
Deed Sale	Aug 31, 2018 · Amount on File
Prior Sale	Feb 28, 2017 · Amount on File
Deed Document Number	201899020159
Prior Transfer Date	Feb 24, 2017
Prior Transfer Doc	0000004402
Record Updated	Sep 20, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	3511 WHISPER GLN, SCHERTZ, TX 78108-2266
Document Number	0000004544
Instrument Date	Feb 18, 2020
Transaction Type	Mortgage
Record Updated	Mar 19, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3511 WHISPER GLN SCHERTZ TX 781082266, SCHERTZ, TX 78108-2266

Mortgage

Document Number	0000004544
Date	Feb 24, 2020
Instrument	4544

Lender

Name	SOUTHWEST FNDG
Type	Funding / Finance Company
Address	DALLAS, TX 75240

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 23, 2050

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUADALUPE TX
Recording Date	Aug 31, 2018
Property Address	3511 WHISPER GLN, SCHERTZ, TX 78108-2266
Document Number	0000020159
Instrument Date	Aug 30, 2018
Instrument	20159
Transaction Type	Transfer
Record Updated	Nov 6, 2019
Title Company	INDEPENDENCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3511 WHISPER GLN SCHERTZ TX 781082266, SCHERTZ, TX 78108-2266

Mortgage

Document Number	20160
Date	Aug 31, 2018
Instrument	20160

Lender

Name	WILLOW BEND MTG
Type	Mortgage Company
Address	PLANO, TX 75093

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 30, 2048

February 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GUADALUPE TX
Recording Date	Feb 28, 2017
Property Address	3511 WHISPER GLN, SCHERTZ, TX 78108-2266
Document Number	0000004402
Map Reference	VOL6 PG609&610
Instrument Date	Feb 24, 2017
Instrument	20170004402
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	INDEPENDENCE TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3511 WHISPER GLN, SCHERTZ, TX 78108-2266
Investor	Possibly a Property Investor

Mortgage

Document Number	0000004403
Date	Feb 28, 2017
Instrument	20170004403

Lender

Name	MORTGAGE FINANCIAL SERVICES LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Guadalupe County
Municipality	Schertz City
Unified School District	Schertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$277,888 (+7.58%) Land $40,368 Building $237,520	$277,888 (+7.58%) Land $40,368 Building $237,520
2025		$258,311 Land $28,404 Building $229,907	$258,311 Land $28,404 Building $229,907
2023	$2,078.00 (+19.49%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$296,489 Land $39,628 Building $256,861	$296,489 Land $39,628 Building $256,861
2022	$1,739.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3511 Whisper Glen in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3511 Whisper Glen is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 80% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SCHERTZ serves 41,948 people · EPA ID TX0940003
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Guadalupe Valley Electric Cooperative, Verizon.

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