State of Hawaii and Honolulu County property record for 3515 Upper St, Honolulu, HI 96815
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 1,964 sqft · built 2012 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $1,830,000 (Jun 2025) |
| Tax Bill | $5,588 (2026) |
| Deeds & Mortgages | Jun 2025 Mortgage May 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1-3-1-008-009 |
| Primary APN | 1-3-1-008-009 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,964 sqft Living Area |
| Gross Area | 2,049 sqft |
| 1st Floor Area | 1,724 sqft |
| Basement Area | 240 sqft |
| Finished Basement | 140 sqft |
| Unfinished Basement | 100 sqft |
| Interior Walls | Plaster |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Contemporary |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Tile |
| Lot Area | 5,000 sqft (0.115 acres) |
| Garage Area | 372 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Covered Porch |
| Porch Area | 237 sqft |
| Deck Area | 55 sqft |
| Cooling System | Central |
|---|
| Street Address | 3515 UPPER ST |
|---|---|
| City | HONOLULU |
| State | HI |
| Zip | 96815-4339 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | U/07/00 |
| Legal Description | LOT 25 POR LCAW 8559-B:32 BLK 10-A KAPAHULU LOTS 5,000 SF DES |
| Legal Subdivision | KAPAHULU LTS |
| Legal Block | 10 |
| Legal Lot Number | 25 |
| Jurisdiction | HONOLULU HI |
| Township / Civil Division | HONOLULU |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 1602 |
Source: State of Hawaii and Honolulu County records · APN 1-3-1-008-009
Assessment roll updated June 17, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 3515 UPPER ST, HONOLULU, HI 96815-4339 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Jun 30, 2025 | Warranty Deed, Transfer · Conventional Mortgage THE LOAN STORE INC |
| May 07, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Aug 11, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 30, 2025 · Amount on Record |
| Deed Sale | Jun 30, 2025 · Amount on Record |
| Prior Sale | Oct 20, 2014 · Amount on Record |
| Deed Book / Page | 9312 / 112 |
| Prior Transfer Date | Feb 11, 2011 |
| Prior Transfer Doc | 2011027548 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HONOLULU HI |
| Recording Date | Jun 30, 2025 |
| Property Address | 3515 UPPER ST, HONOLULU, HI 96815-4339 |
| Document Number | A9312000112 |
| Instrument Date | Jun 23, 2025 |
| Instrument | A-9312000112 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2026 |
| Title Company | HTA |
| Tax | $5,490.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11799 PLEASANT VIEW RDG, LONGMONT, CO 80504-6751 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 3515 UPPER ST, HONOLULU, HI 96815-4339 |
| Document Number | A9312000113 |
|---|---|
| Date | Jun 30, 2025 |
| Instrument | A-9312000113 |
| Name | THE LOAN STORE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HONOLULU HI |
| Property Address | 3515 UPPER ST, HONOLULU, HI 96815-4339 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2021 |
| Title Company | FIRST AMERICAN, FAM |
| Name | Verified Name |
|---|
| Document Number | 0A77970429 |
|---|---|
| Date | May 07, 2021 |
| Instrument | A-77970429 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HONOLULU HI |
| Property Address | 3515 UPPER ST, HONOLULU, HI 96815-4339 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FAM |
| Name | Verified Name |
|---|
| Document Number | 0A75280114 |
|---|---|
| Date | Aug 11, 2020 |
| Instrument | A-75280114 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
Source: State of Hawaii and Honolulu County records · Assessment roll updated June 17, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Hawaii |
| County | Honolulu County |
| Unified School District | Hawaii Department of Education (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,588.00 (+1,762.67%) | $1,801,200 (+4.92%) Land $1,125,000 Building $676,200 | $1,801,200 (+4.92%) Land $1,125,000 Building $676,200 |
| 2025 | $300.00 Veteran's exemption | $1,716,800 (+1.1%) Land $1,125,000 Building $591,800 | $1,716,800 (+1.1%) Land $1,125,000 Building $591,800 |
| 2024 | $300.00 | $1,698,200 (-3.77%) Land $1,125,000 Building $573,200 | $1,698,200 (-3.77%) Land $1,125,000 Building $573,200 |
| 2023 | $300.00 (-93.87%) | $1,764,800 Land $1,125,000 Building $639,800 | $1,764,800 Land $1,125,000 Building $639,800 |
| 2022 | $4,896.00 |
Source: FEMA National Flood Hazard Layer as of June 9, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 2,850 / 2,850 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: T-Mobile USA.
Based on FCC filings for 1,200 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HNL-WINDWARD-PEARL HARBOR serves 631,389 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2016–2018) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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