3514 Upper St, Honolulu, HI 96815 Property Records

State of Hawaii and Honolulu County property record for 3514 Upper St, Honolulu, HI 96815

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 988 sqft · built 1967
Lot Size	0.099 acres (4,307 sqft)
Owner	Trust Name on File
Tax Bill	$6,677 (2026)
Deeds & Mortgages	Jan 2026 Sale Oct 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1-3-1-009-001`

Property Details

APN / Parcel Number

Primary APN	`1-3-1-009-001`
Alternative APNs	`1-3-1-009-001-0000` `310090010000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	988 sqft Living Area
Gross Area	1,976 sqft
1st Floor Area	988 sqft
Basement Area	468 sqft
Flooring	Wood
Interior Walls	Wood

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Contemporary
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Built-Up Asphalt
Lot Area	4,307 sqft (0.099 acres)
Garage Type	Attached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	3514 UPPER ST
City	HONOLULU
State	HI
Zip	96815-4340
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	U/07/00
Legal Description	LOT 3 POR LCAW 8559-B:32 BLK 10-C KAPAHULU LOTS 4,307 SF DES
Legal Subdivision	KAPAHULU LTS
Legal Block	10
Legal Lot Number	3
Jurisdiction	HONOLULU HI
Township / Civil Division	HONOLULU
Census Block Group	2
Census Block	2013
Census Tract	1502

Owner

3514 Upper St is held in a trust since July 2017.

Source: State of Hawaii and Honolulu County records, as of June 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	1620 ONIPAA ST, HONOLULU, HI 96819-1617
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2026	Lease, Transfer
Oct 20, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF HAWAII
Jul 24, 2017	Quit Claim Deed, Transfer TITLE GUARANTY
Jul 24, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage LAND-HOME FINANCIAL SERVICES

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 17, 2017
Transfer Doc	0A64140286
Record Updated	Sep 20, 2026

January 2026: Lease, Transfer

Document Type	Lease
Jurisdiction	HONOLULU HI
Recording Date	Jan 13, 2026
Property Address	3514 UPPER ST, HONOLULU, HI 96815-4340
Document Number	A9509000839
Instrument Date	Jan 7, 2026
Instrument	A-9509000839
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	3514 UPPER ST, HONOLULU, HI 96815-4340

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HONOLULU HI
Property Address	3514 UPPER ST, HONOLULU, HI 96815-4340
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TG

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A75980030
Date	Oct 20, 2020
Instrument	A-75980030

Lender

Name	BANK OF HAWAII
Type	Bank
Address	HONOLULU, HI 96819

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HONOLULU HI
Recording Date	Jul 24, 2017
Property Address	3514 UPPER ST, HONOLULU, HI 96815-4340
Document Number	0A64140288
Instrument Date	Jul 19, 2017
Instrument	A64140288
Transaction Type	Transfer
Record Updated	Jul 31, 2017
Title Company	TITLE GUARANTY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	45-3345 ULU ST HONOKAA HI 96727, HONOKAA, HI 96727

July 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HONOLULU HI
Recording Date	Jul 24, 2017
Property Address	3514 UPPER ST, HONOLULU, HI 96815-4340
Document Number	0A64140286
Instrument Date	Jul 17, 2017
Instrument	A-64140286
Transaction Type	Transfer
Record Updated	Jul 22, 2021
Title Company	TG

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	45-3345 ULU ST, HONOKAA, HI 96727

Mortgage

Document Number	0A64140287
Date	Jul 24, 2017
Instrument	A-64140287

Lender

Name	LAND-HOME FINANCIAL SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: State of Hawaii and Honolulu County assessment roll, as of June 17, 2026

Property Jurisdictions

Type	Name
State	Hawaii
County	Honolulu County
Unified School District	Hawaii Department of Education (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,677.00	$1,269,700 (+2.82%) Land $1,047,000 Building $222,700	$1,269,700 (+2.82%) Land $1,047,000 Building $222,700
2025	$6,677.00 (-7.07%)	$1,234,900 (-3.48%) Land $1,047,000 Building $187,900	$1,234,900 (-3.48%) Land $1,047,000 Building $187,900
2024	$7,185.00 (+9.78%)	$1,279,400 (+4.59%) Land $1,047,000 Building $232,400	$1,279,400 (+4.59%) Land $1,047,000 Building $232,400
2023	$6,545.00 (+17.27%)	$1,223,300 Land $1,047,000 Building $176,300	$1,223,300 Land $1,047,000 Building $176,300
2022	$5,581.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3514 Upper St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3514 Upper St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HNL-WINDWARD-PEARL HARBOR serves 631,389 people · EPA ID HI0000331
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,850 / 2,850
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile.

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