3515 Poly Dr, Billings, MT 59102 Property Records

Yellowstone County property record for 3515 Poly Dr, Billings, MT 59102

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,209 sqft · built 1975
Lot Size	0.182 acres (7,928 sqft)
Owner	2 Individual Names on File
Last Sale	$213,500 (Dec 2014)
Tax Bill	$3,097 (2024)
Deeds & Mortgages	Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`000A168570`

Property Details

APN / Parcel Number

Primary APN	`000A168570`
Alternative APNs	`03-1032-34-2-17-02-0000` `R0317610` `A168570` `A16857`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,209 sqft Living Area
Gross Area	2,452 sqft
1st Floor Area	1,237 sqft
Basement Area	1,215 sqft
Finished Basement	972 sqft
Unfinished Basement	243 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1990
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,928 sqft (0.182 acres)
View / Lot	Neighborhood / Spot
Garage Area	594 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Stoop
Porch Area	12 sqft
Deck Area	Deck Area
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3515 POLY DR
City	BILLINGS
State	MT
Zip	59102-1150
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-96
Legal Description	SWARTZ-MCGEORGE SUBD, S34, T01 N, R25 E, BLOCK 4, LOT 8
Legal Range	25E
Legal Township	01N
Legal Section	34
Legal Subdivision	SWARTZ-MCGEORGE SUBD
Legal Block	4
Legal Lot Number	8
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	BILLINGS
Census Block Group	2
Census Block	2018
Census Tract	1805

Owner

Source: Yellowstone County records · APN 000A168570

Assessment roll updated September 15, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3515 POLY DR, BILLINGS, MT 59102-1150
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 05, 2014 · Amount on Record
Deed Sale	Dec 05, 2014 · Amount on Record
Deed Document Number	20143725818
Record Updated	Jun 08, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	3515 POLY DR, BILLINGS, MT 59102-1150
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003911115
Date	Feb 11, 2020
Instrument	3911115

Lender

Name	ALTANA FEDERAL CREDIT UNION

Agreement

Type	ARM
Amount	Amount Recorded
Term	181 Months
Due	Mar 01, 2035

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Mar 01, 2025
Index	Other

Tax Assessment & Valuation

Source: Yellowstone County records · Assessment roll updated September 15, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Montana
Municipality	Billings City
County	Yellowstone County
Elementary School District	Billings Elementary School District (PK - 08)
Secondary School District	Billings High School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$352,400 (+9.1%) Land $84,640 Building $267,760	$352,400 (+9.1%) Land $84,640 Building $267,760
2024	$3,097.00 (+7.46%)
2023	$2,882.00	$323,000	$323,000 Land $81,109 Building $241,891

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 23, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
BHT Investment Holdings Fixed Wireless	200 / 100

May also be available: T-Mobile USA.

Based on FCC filings for 455 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF BILLINGS serves 114,000 people
Water Source	Surface water
Last State Inspection	May 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.