3503 Poly Dr, Billings, MT 59102 Property Records

Yellowstone County property record for 3503 Poly Dr, Billings, MT 59102

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,820 sqft · built 1950
Lot Size	0.211 acres (9,178 sqft)
Owner	2 Individual Names on Record
Last Sale	$418,950 (Apr 2026)
Tax Bill	$1,925 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Oct 2017 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`000A168480`

Property Details

APN / Parcel Number

Primary APN	`000A168480`
Alternative APNs	`03-1032-34-2-18-01-0000` `R0317601` `A168480` `A16848`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,820 sqft Living Area
Gross Area	1,968 sqft
1st Floor Area	984 sqft
Basement Area	984 sqft
Finished Basement	836 sqft
Unfinished Basement	148 sqft
Family Room	Family Room

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1990
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	9,178 sqft (0.211 acres)
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	66 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3503 POLY DR
City	BILLINGS
State	MT
Zip	59102-1134
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-96
Legal Description	SWARTZ-MCGEORGE SUBD, S34, T01 N, R25 E, BLOCK 3, LOT 8, & ADJ VAC ALLEY
Legal Range	25E
Legal Township	01N
Legal Section	34
Legal Subdivision	SWARTZ-MCGEORGE SUBD
Legal Block	3
Legal Lot Number	8
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	BILLINGS
Census Block Group	2
Census Block	2004
Census Tract	1805

Owner

Source: Yellowstone County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3503 POLY DR, BILLINGS, MT 59102-1134
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2026	Warranty Deed, Transfer · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
Oct 5, 2017	Trustee's Deed, Construction Loan · Line of Credit YELLOWSTONE BK
Jun 22, 2017	Trustee's Deed, Construction Loan · Line of Credit MANHATTAN BK
Jun 15, 2017	Quit Claim Deed, Transfer NOT AVAILABLE
Feb 7, 2018	Warranty Deed, Transfer
Apr 11, 2017	Deed of Trust, Mortgage · Line of Credit JASON PALAGI

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2026 · Amount on Record
Deed Sale	Apr 1, 2026 · Amount on Record
Prior Sale	Feb 7, 2018
Deed Document Number	20264129866
Prior Transfer Date	Dec 8, 2015
Prior Transfer Doc	0003764419
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Apr 1, 2026
Property Address	3503 POLY DR, BILLINGS, MT 59102-1134
Document Number	0004129866
Instrument Date	Apr 1, 2026
Instrument	20264129866
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	FIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3503 POLY DR, BILLINGS, MT 59102-1134

Mortgage

Document Number	0004129867,
Date	Apr 1, 2026
Instrument	20264129867

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

October 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Oct 5, 2017
Property Address	3503 POLY DR, BILLINGS, MT 59102-1134
Instrument Date	Oct 3, 2017
Instrument	3829535
Transaction Type	Construction Loan
Record Updated	Oct 18, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 20043 BILLINGS MT 591040043, BILLINGS, MT 59104-0043

Mortgage

Document Number	0003829535
Date	Oct 5, 2017
Instrument	3829535

Lender

Name	YELLOWSTONE BK
Type	Bank
Address	BILLINGS, MT 59101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Oct 4, 2018

Interest

Rate Type	Adjustable Rate

June 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Jun 22, 2017
Property Address	3503 POLY DR, BILLINGS, MT 59102-1134
Instrument Date	Jun 20, 2017
Instrument	3817632
Transaction Type	Construction Loan
Record Updated	Jan 10, 2019
Title Company	FIRST MONTANA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 20043 BILLINGS MT 591040043, BILLINGS, MT 59104-0043

Mortgage

Document Number	0003817632
Date	Jun 22, 2017
Instrument	3817632

Lender

Name	MANHATTAN BK
Type	Bank
Address	BOZEMAN, MT 59718

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Jun 15, 2017
Property Address	3503 POLY DR, BILLINGS, MT 59102-1134
Document Number	0003816731
Instrument Date	Jun 8, 2017
Instrument	3816731
Transaction Type	Transfer
Record Updated	Jun 21, 2017
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2402 ICEWINE DR BILLINGS MT 591021167, BILLINGS, MT 59102-1167

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Feb 7, 2018
Property Address	3503 POLY DR, BILLINGS, MT 59102-1134
Document Number	0003840805
Instrument Date	Jun 1, 2017
Instrument	3840805
Transaction Type	Transfer
Record Updated	Feb 20, 2018

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 21365 BILLINGS MT 591041365, BILLINGS, MT 59104-1365

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	3503 POLY DR, BILLINGS, MT 59102-1134
Document Number	0003814841
Instrument Date	Apr 11, 2017
Transaction Type	Mortgage
Record Updated	Jun 8, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 20043 BILLINGS MT 591040043, BILLINGS, MT 59104-0043

Mortgage

Document Number	0003814841
Date	May 26, 2017
Instrument	3814841

Lender

Name	JASON PALAGI
Address	2911 STILLWATER DR, BILLINGS, MT 59102

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Yellowstone County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
Municipality	Billings City
County	Yellowstone County
Elementary School District	Billings Elementary School District (PK - 08)
Secondary School District	Billings High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$304,300 (+2.6%) Land $93,638 Building $210,662	$304,300 (+2.6%) Land $93,638 Building $210,662
2025	$1,925.00 (-24.98%)	$296,600 (+13.55%) Land $93,638 Building $202,962	$296,600 (+13.55%) Land $93,638 Building $202,962
2024	$2,566.00 (+10.13%)
2023	$2,330.00	$261,200	$261,200 Land $87,782 Building $173,418

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BILLINGS serves 114,000 people · EPA ID MT0000153
Water Source	Surface water
Last State Inspection	May 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 455 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wisp West Fixed Wireless	200 / 100

May also be available: T-Mobile.

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