3515 Lapland Dr, Cincinnati, OH 45239 Property Records

Hamilton County property record for 3515 Lapland Dr, Cincinnati, OH 45239

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,102 sqft · built 1960
Lot Size	0.131 acres (5,706 sqft)
Owner	Individual Name on File
Tax Bill	$2,977 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Jan 2024 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`510-0081-0365-00`

Property Details

APN / Parcel Number

Primary APN	`510-0081-0365-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,102 sqft Living Area
Gross Area	2,204 sqft
1st Floor Area	1,102 sqft
Basement Area	1,102 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	5,706 sqft (0.131 acres)
Lot Dimensions	115 ft deep x 50 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space
Porch	Enclosed Frame Porch
Porch Area	144 sqft
Patio Area	182 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	3515 LAPLAND DR
City	CINCINNATI
State	OH
Zip	45239-5442
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAPLAND DR 50 X 115.15 IRR LOT 120 BLUE ROCK HILLS BLK E
Legal Subdivision	BLUE ROCK HILLS
Legal Block	E
Legal Lot Number	120
Jurisdiction	HAMILTON OH
Township / Civil Division	COLERAIN
Census Block Group	3
Census Block	3002
Census Tract	20764

Owner

3515 Lapland Dr is owned and occupied by an individual who acquired it in March 2005.

Source: Hamilton County records, as of January 21, 2026

Owner of Record	Individual Name on File
Mailing Address	3515 LAPLAND DR, CINCINNATI, OH 45239-5442
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK
Jan 31, 2024	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
May 22, 2023	Deed of Trust, Mortgage · FHA Mortgage EQUITY PRIME MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 21, 2005
Transfer Doc	0000000140
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Recording Date	Aug 6, 2026
Property Address	3515 LAPLAND DR, CINCINNATI, OH 45239-5442
Document Number	0000064064
Book / Page	15723 / 1188
Instrument Date	Jul 31, 2026
Instrument	202664064
Transaction Type	Mortgage
Record Updated	Sep 18, 2026
Title Company	PROMINENT TITLE LLC, PROMINENT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3515 LAPLAND DR, CINCINNATI, OH 45239-5442

Mortgage

Document Number	0000064064,
Date	Aug 6, 2026
Book Page	15723/1188
Instrument	202664064

Lender

Name	GUARDIAN SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3515 LAPLAND DR, CINCINNATI, OH 45239-5442
Transaction Type	Mortgage
Record Updated	Feb 23, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3515 LAPLAND DR, CINCINNATI, OH 45239-5442

Mortgage

Document Number	0000006559
Date	Jan 31, 2024
Book Page	15093/5
Instrument	2024-0006559

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Feb 20, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3515 LAPLAND DR, CINCINNATI, OH 45239-5442
Transaction Type	Mortgage
Record Updated	Jun 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000034292
Date	May 22, 2023
Book Page	14921/1119
Instrument	2023-0034292

Lender

Name	EQUITY PRIME MORTGAGE LLC
Type	Mortgage Company
Address	ATLANTA, GA 30328

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 3515 Lapland Dr was $2,977, up 7.8% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Colerain Township
Unified School District	Northwest Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,977.00 (+7.82%)	$51,576 (-) Land $9,877 Building $41,699	$147,360 Land $28,220 Building $119,140
2024	$2,761.00 (-0.58%)	$51,576 (-) Land $9,877 Building $41,699
2023	$2,777.00 (+11.35%)	$51,576 (+36.59%) Land $9,877 Building $41,699	$147,360 Land $28,220 Building $119,140
2022	$2,494.00 Homeowner's exemption	$37,759 Land $8,719 Building $29,040
2020			$107,880 Land $24,910 Building $82,970

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3515 Lapland Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3515 Lapland Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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