3489 Lapland Dr, Cincinnati, OH 45239 Property Records

Hamilton County property record for 3489 Lapland Dr, Cincinnati, OH 45239

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,325 sqft · built 1960
Lot Size	0.137 acres (5,968 sqft)
Owner	Individual Name on File
Last Sale	$135,500 (Oct 2018)
Tax Bill	$3,614 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`510-0081-0368-00`

Property Details

APN / Parcel Number

Primary APN	`510-0081-0368-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,325 sqft Living Area
Gross Area	1,750 sqft
1st Floor Area	875 sqft
2nd Floor Area	450 sqft
Basement Area	425 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Multi-Level
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	5,968 sqft (0.137 acres)
Lot Dimensions	119 ft deep x 50 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	3489 LAPLAND DR
City	CINCINNATI
State	OH
Zip	45239-5486
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAPLAND DR 50 X 119.35 IRR LOT 123 BLUE ROCK HILLS BLK E
Legal Subdivision	BLUE ROCK HILLS
Legal Block	E
Legal Lot Number	123
Jurisdiction	HAMILTON OH
Township / Civil Division	COLERAIN
Census Block Group	3
Census Block	3002
Census Tract	20764

Owner

3489 Lapland Dr is owned and occupied by an individual who bought it in October 2018.

Source: Hamilton County records, as of May 22, 2026

Owner of Record	Individual Name on File
Mailing Address	3489 LAPLAND DR, CINCINNATI, OH 45239-5486
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2026	Deed of Trust, Mortgage · FHA Mortgage SERVICELINK
Oct 19, 2018	Warranty Deed, Transfer · FHA Mortgage POLARIS HOME FUNDING CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 19, 2018 · Amount on File
Deed Sale	Oct 19, 2018 · Amount on File
Prior Sale	Mar 21, 2007 · Amount on File
Deed Document Number	201893367
Deed Book / Page	13778 / 1729
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Recording Date	Apr 20, 2026
Property Address	3489 LAPLAND DR, CINCINNATI, OH 45239-5486
Document Number	0000029674
Book / Page	15648 / 2162
Instrument Date	Mar 4, 2026
Instrument	202629674
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3489 LAPLAND DR, CINCINNATI, OH 45239-5486

Mortgage

Document Number	0000029674,
Date	Apr 20, 2026
Book Page	15648/2162
Instrument	202629674

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	270 Months
Due	Oct 1, 2048

Interest

Rate	6.11%
Max Rate	-1%

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Oct 19, 2018
Property Address	3489 LAPLAND DR, CINCINNATI, OH 45239-5486
Document Number	0000093367
Book / Page	13778 / 01729
Map Reference	MB 7 PG 76
Instrument Date	Oct 2, 2018
Instrument	2018-0093367
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$406.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3489 LAPLAND DR, CINCINNATI, OH 45239-5486

Mortgage

Document Number	0000093368
Date	Oct 19, 2018
Instrument	2018-0093368

Lender

Name	POLARIS HOME FUNDING CORP
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3489 Lapland Dr was $3,614, up 5% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Colerain Township
Unified School District	Northwest Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,614.00 (+5.03%)	$61,180 (-) Land $9,877 Building $51,303	$174,800 Land $28,220 Building $146,580
2024	$3,441.00 (+1.15%)	$61,180 (-) Land $9,877 Building $51,303
2023	$3,402.00 (+5.52%)	$61,180 (+29%) Land $9,877 Building $51,303	$174,800 Land $28,220 Building $146,580
2022	$3,224.00	$47,426 Land $8,719 Building $38,707
2020			$135,500 Land $24,910 Building $110,590

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3489 Lapland Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3489 Lapland Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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