3515 Jay Jay Ln, Carmichael, CA 95608 Property Records

Sacramento County property record for 3515 Jay Jay Ln, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,018 sqft · built 2005
Lot Size	0.252 acres (10,986 sqft)
Owner	Company Name on Record
Last Sale	$580,000 (Nov 2016)
Tax Bill	$9,880 (2025)
Deeds & Mortgages	Apr 2022 Transfer Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`258-0123-033-0000`

Property Details

APN / Parcel Number

Primary APN	`258-0123-033-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,018 sqft Living Area
1st Floor Area	3,018 sqft
Family Room	Family Room
Utility Room	Utility Room

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	H-Shape
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	10,986 sqft (0.252 acres)
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3515 JAY JAY LN
City	CARMICHAEL
State	CA
Zip	95608-3785
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	JAY JAY ESTATES, LOT 5
Legal Subdivision	JAY JAY ESTATES
Legal Lot Number	5
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	4
Census Block	4000
Census Tract	7602

Owner

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3515 JAY JAY LN, CARMICHAEL, CA 95608-3785
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2022	Intrafamily Transfer, Transfer
Oct 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL/OMAHA MTG LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 22, 2016 · Amount on Record
Deed Sale	Nov 22, 2016 · Amount on Record
Prior Sale	Mar 31, 2006 · Amount on Record
Deed Book / Page	20161122 / 1813
Last Transfer Date	Dec 20, 2021
Transfer Doc	2022000007
Record Updated	Oct 29, 2026

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 20, 2022
Property Address	3515 JAY JAY LN, CARMICHAEL, CA 95608-3785
Document Number	0000000007
Map Reference	MB 336 PG 5
Instrument Date	Dec 20, 2021
Instrument	2022042000007
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3515 JAY JAY LN, CARMICHAEL, CA 95608-3785

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3515 JAY JAY LN, CARMICHAEL, CA 95608-3785
Document Number	2010190885
Instrument Date	Oct 13, 2020
Transaction Type	Mortgage
Record Updated	Nov 4, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3515 JAY JAY LN CARMICHAEL CA 956083785, CARMICHAEL, CA 95608-3785

Mortgage

Document Number	2010190885
Date	Oct 19, 2020
Instrument	2010190885

Lender

Name	MUTUAL/OMAHA MTG LLC
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 18, 2050

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$686,594 (+2%) Land $106,537 Building $580,057
2025	$9,880.00 (+9.66%)	$673,133 (+4.04%) Land $104,449 Building $568,684
2024	$9,010.00 (+14.85%)
2023	$7,845.00 (+2.04%)	$646,996 Land $100,394 Building $546,602
2022	$7,688.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1980)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMICHAEL WATER DISTRICT serves 41,193 people · EPA ID CA3410004
Water Source	Groundwater influenced by surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Succeed.Net Fixed Wireless	100 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks, Verizon.

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