3505 Jay Jay Ln, Carmichael, CA 95608 Property Records

Sacramento County property record for 3505 Jay Jay Ln, Carmichael, CA 95608

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 3,046 sqft · built 2006
Lot Size0.229 acres (9,964 sqft)
OwnerIndividual Name on File
Last Sale$640,000 (Sep 2022)
Tax Bill$9,922 (2025)
Deeds & MortgagesMortgage
May 2026 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN258-0123-037-0000

Property Details

APN / Parcel Number

Primary APN258-0123-037-0000

Interior

Bedrooms5 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area3,046 sqft Living Area
1st Floor Area1,380 sqft
2nd Floor Area1,666 sqft
Family RoomFamily Room
Utility RoomUtility Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleL-Shape
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof MaterialOther
Lot Area9,964 sqft (0.229 acres)
Garage Area800 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address3505 JAY JAY LN
CityCARMICHAEL
StateCA
Zip95608-3785
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRD-5
Legal DescriptionJAY JAY ESTATES, LOT 2
Legal SubdivisionJAY JAY ESTATES
Legal Lot Number2
JurisdictionSACRAMENTO CA
Township / Civil DivisionSACRAMENTO
Census Block Group4
Census Block4000
Census Tract7602

Owner

3505 Jay Jay Ln is owned and occupied by an individual who bought it in September 2022.

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address3505 JAY JAY LN, CARMICHAEL, CA 95608-3785
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Deed of Trust, Mortgage
May 11, 2026Deed of Trust, Mortgage · Conventional Mortgage
CHAMPIONS FUNDING LLC
Sep 8, 2022Grant Deed, Transfer · Conventional Mortgage
CITADEL SERVICING CORPORATION
Dec 2, 2021Grant Deed, Transfer
SPRUCE
Oct 10, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 8, 2022 · Amount on File
Deed SaleSep 8, 2022 · Amount on File
Prior SaleDec 2, 2021 · Amount on File
Deed Book / Page20220908 / 1
Prior Transfer DateSep 13, 2018
Prior Transfer Doc10100000001447
Record UpdatedOct 29, 2026

: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address3505 JAY JAY LN, CARMICHAEL, CA 95608-3785
Transaction TypeMortgage
Record UpdatedJul 1, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address3905 JAY JAY LANE, CARMICHAEL, CA 95608

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Recording DateMay 11, 2026
Property Address3505 JAY JAY LN, CARMICHAEL, CA 95608-3785
Document Number2026000550
Book / Page20260511 / 550
Instrument DateMay 7, 2026
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyWFG NATIONAL TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3360 COYOTE RD, WEST SACRAMENTO, CA 95691-6228

Mortgage

Document Number2026000550,
DateMay 11, 2026
Book Page20260511/550
Lender
NameCHAMPIONS FUNDING LLC
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2056
Interest
Rate TypeFixed Rate
Rate6.37%
Initial TypeFixed Rate
Max Rate-1%

September 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSACRAMENTO CA
Recording DateSep 8, 2022
Property Address3505 JAY JAY LN, CARMICHAEL, CA 95608-3785
Document Number0000000001
Map ReferenceMB 336 PG 5
Instrument DateSep 6, 2022
Instrument2022090800001
Transaction TypeTransfer
Record UpdatedSep 21, 2022
Title CompanyNOT AVAILABLE, SPRUCE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3505 JAY JAY LN, CARMICHAEL, CA 95608-3785

Mortgage

Document Number0000000002
DateSep 8, 2022
Instrument2022090800002
Lender
NameCITADEL SERVICING CORPORATION
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2052

December 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSACRAMENTO CA
Recording DateDec 2, 2021
Property Address3505 JAY JAY LN, CARMICHAEL, CA 95608-3785
Document Number0000001695
Map ReferenceMB 336 PG 5
Instrument DateDec 1, 2021
Instrument2021120201695
Transaction TypeTransfer
Record UpdatedJul 1, 2026
Title CompanySPRUCE

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
InvestorPossibly a Property Investor

October 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSACRAMENTO CA
Recording DateOct 10, 2018
Property Address3505 JAY JAY LN, CARMICHAEL, CA 95608-3785
Document Number1810101447
Instrument DateSep 13, 2018
Instrument1810101447
Transaction TypeTransfer
Record UpdatedOct 22, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address3505 JAY JAY LN CARMICHAEL CA 956083785, CARMICHAEL, CA 95608-3785

Tax Assessment & Valuation

The 2025 property tax bill for 3505 Jay Jay Ln was $9,922, up 11.7% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
Unified School DistrictSan Juan Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$679,172 (+2%) Land $159,181 Building $519,991
2025$9,922.00 (+11.7%)$665,856 Land $156,060 Building $509,796
2024$8,883.00 (+14.47%)
2023$7,760.00 (-8.61%)$640,000 Land $150,000 Building $490,000
2022$8,491.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3505 Jay Jay Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims1 (1980)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3505 Jay Jay Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARMICHAEL WATER DISTRICT
serves 41,193 people · EPA ID CA3410004
Water SourceGroundwater influenced by surface water
Last State InspectionJul 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Fidium Fiber
Fiber
2,000 / 2,000
Succeed.Net
Fixed Wireless
100 / 50
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, GeoLinks, Verizon.

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