Cherokee County property record for 3515 Co Rd 40, Centre, AL 35960
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,848 sqft · built 1977 |
| Lot Size | 6.72 acres (292,723 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $120,000 (Sep 2008) |
| Tax Bill | $796 (2026) |
| Deeds & Mortgages | Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-13-07-35-0-000-024.001 |
| Primary APN | 13-13-07-35-0-000-024.001 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,848 sqft Living Area |
| 1st Floor Area | 1,232 sqft |
| Upper Floors Area | 616 sqft |
| Basement Area | 616 sqft |
| Unfinished Basement | 616 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 292,723 sqft (6.72 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Porch | Patio |
| Porch Area | 64 sqft |
| Account Number | 28494 |
|---|---|
| Street Address | 3515 COUNTY ROAD 40 |
| City | CENTRE |
| State | AL |
| Zip | 35960-5338 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM NW/4 SE/4;S 710'TO POB;NE 400';SW 647'TO R/W;W 246'ALGR/W;NW 420';W 220';NW 150';NE 300'TO POB |
| Legal Range | 10E |
| Legal Township | 10S |
| Legal Section | 35 |
| Jurisdiction | CHEROKEE AL |
| Township / Civil Division | SPRING GARDEN |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 956102 |
Source: Cherokee County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3515 COUNTY ROAD 40, CENTRE, AL 35960-5338 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 3, 2008 · Amount on Record |
| Deed Sale | Sep 3, 2008 · Amount on Record |
| Deed Document Number | 2008156183 |
| Last Transfer Date | Dec 9, 2013 |
| Transfer Doc | 182002 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Property Address | 3515 COUNTY ROAD 40, CENTRE, AL 35960-5338 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2021 |
| Name | Verified Name |
|---|
| Document Number | 217318 |
|---|---|
| Date | Mar 24, 2021 |
| Instrument | 217318 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 204 Months |
| Due | Apr 1, 2038 |
| Rate Type | Fixed Rate |
|---|
Source: Cherokee County assessment roll, as of December 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Cherokee County |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $796.00 (+7.57%) | ||
| 2025 | $740.00 (+5.26%) Homeowner's exemption | $18,420 (+5.02%) Land $3,040 Building $15,380 | $188,800 (+5.01%) Land $30,300 Building $158,500 |
| 2024 | $703.00 Additional exemption filed | $17,540 (-2.56%) Land $2,760 Building $14,780 | $179,800 (-) Land $27,600 Building $152,200 |
| 2023 | $703.00 Homeowner's exemption | $18,000 (+459.01%) | $179,800 (-) Land $27,600 Building $152,200 |
| 2022 | $703.00 Homeowner's exemption | $3,220 Land $2,760 Building $460 | $179,800 Land $27,600 Building $152,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2019–2020) |
| Most Recent Claim | Feb 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 84% of Alabama |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
| TDS Telecom DSL | 25 / 5 |
May also be available: T-Mobile.
5G (outdoors only) and 4G LTE
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