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3245 Co Rd 40, Centre, AL 35960 Property Records

Cherokee County property record for 3245 Co Rd 40, Centre, AL 35960

Property Summary

Property TypeSingle Family Home
Details1 ba · 2,400 sqft · built 2016
Lot Size8.5 acres (370,260 sqft)
Owner2 Individual Names on Record
Last Sale$140,000 (Jul 2023)
Tax Bill$2,442 (2026)
Deeds & MortgagesApr 2017 Mortgage
May 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN13-13-07-35-0-000-020.001

Property Details

APN / Parcel Number

Primary APN13-13-07-35-0-000-020.001
Alternative APNs
  • ALT APN:1307350000020001
  • 212333

Interior

Full Baths1 Bath
Stories2 Stories
Building Area2,400 sqft Living Area
1st Floor Area1,200 sqft
Upper Floors Area1,200 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Exterior MaterialMetal
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area370,260 sqft (8.5 acres)
PorchSlab
Porch Area680 sqft
Deck Area680 sqft

Location & Zoning

Account Number212333
Street Address3245 COUNTY ROAD 40
CityCENTRE
StateAL
Zip35960-5341
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionALL THAT PT OF W/2 E/2 SW/4 LYING NORTH OF CO RD 40 & W OFA DITCH
Legal Range10E
Legal Township10S
Legal Section35
JurisdictionCHEROKEE AL
Township / Civil DivisionCENTRE
Census Block Group5
Census Block5034
Census Tract956000

Owner

Source: Cherokee County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address3245 COUNTY ROAD 40, CENTRE, AL 35960-5341
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 4, 2017Deed of Trust, Mortgage · Stand-Alone First Mortgage
UNION STATE BANK
May 27, 2021Warranty Deed, Transfer · Conventional Mortgage
PRIMEMAX MORTGAGE CO LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 5, 2023 · Amount on Record
Deed SaleJul 5, 2023 · Amount on Record
Prior SaleMay 27, 2021
Deed Document Number2023229755
Record UpdatedOct 29, 2026

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE AL
Property Address3245 COUNTY ROAD 40, CENTRE, AL 35960-5341
Transaction TypeMortgage
Record UpdatedJun 29, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000197362
DateApr 4, 2017
Instrument197362
Lender
NameUNION STATE BANK
TypeBank
AddressCENTRE, AL 35960
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE AL
Recording DateMay 27, 2021
Property Address3245 COUNTY ROAD 40, CENTRE, AL 35960-5341
Document Number0000218423
Instrument DateMay 25, 2021
Instrument218423
Transaction TypeTransfer
Record UpdatedJun 29, 2023

Transaction

Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3245 COUNTY ROAD 40, CENTRE, AL 35960-5341

Mortgage

Document Number0000218424
DateMay 27, 2021
Instrument218424
Lender
NamePRIMEMAX MORTGAGE CO LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyCherokee County
Unified School DistrictCherokee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,442.00 (+6.96%)
2025$2,283.00 (+4.72%)$19,520 (+6.09%) Land $7,480 Building $12,040$271,800 (+4.7%) Land $37,400 Building $234,400
2024$2,180.00$18,400 (-64.56%) Land $6,800 Building $11,600$259,600 (-) Land $34,000 Building $225,600
2023$2,180.00$51,920 (+182.17%)$259,600 (-) Land $34,000 Building $225,600
2022$2,180.00$18,400 Land $6,800 Building $11,600$259,600 Land $34,000 Building $225,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 78% of Alabama
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF CENTRE, WW AND SB OF THE
serves 8,163 people · EPA ID AL0000188
Water SourceSurface water
Last State InspectionAug 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Oct 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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