3515 Cline Rd, Wharton, TX 77488 Property Records

Wharton County property record for 3515 Cline Rd, Wharton, TX 77488

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,611 sqft · built 1975
Lot Size	0.316 acres (13,743 sqft)
Owner	Individual Name on File
Last Sale	$151,300 (Sep 2020)
Tax Bill	$1,591 (2025)
Deeds & Mortgages	Oct 2017 Mortgage Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10975-000-038-00`

Property Details

APN / Parcel Number

Primary APN	`10975-000-038-00`
Alternative APNs	`R021204` `21204`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,611 sqft Living Area
1st Floor Area	1,611 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1995
Lot Area	13,743 sqft (0.316 acres)
Lot Dimensions	137 ft deep x 100 ft wide
Garage Type	Carport
Garage Area	440 sqft
Carport	Carport
Carport Area	440 sqft
Porch	Open Porch
Porch Area	138 sqft

Location & Zoning

Account Number	1097500003800
Street Address	3515 CLINE RD
City	WHARTON
State	TX
Zip	77488-4601
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OLD CANEY MANOR LOT 3
Legal Subdivision	OLD CANEY MANOR
Legal Block	2
Legal Lot Number	3
Jurisdiction	WHARTON TX
Township / Civil Division	WHARTON
Census Block Group	2
Census Block	2011
Census Tract	740400

Owner

3515 Cline Rd is owned and occupied by an individual who bought it in September 2020.

Source: Wharton County records, as of September 22, 2026

Owner of Record	Individual Name on File
Mailing Address	3515 CLINE RD, WHARTON, TX 77488-4601
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage TEXAS DOW EMPLOYEES CU
Sep 18, 2020	Vendor's Lien, Transfer · FHA Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 2020 · Amount on File
Deed Sale	Sep 18, 2020 · Amount on File
Prior Sale	Oct 24, 2012 · Amount on File
Deed Document Number	20205273
Deed Book / Page	1187 / 534
Record Updated	Oct 29, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHARTON TX
Property Address	3515 CLINE RD, WHARTON, TX 77488-4601
Transaction Type	Mortgage
Record Updated	Nov 16, 2023
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001075/090
Date	Oct 27, 2017
Book Page	1075/090
Instrument	2017-00005677

Lender

Name	TEXAS DOW EMPLOYEES CU
Type	Credit Union
Address	LAKE JACKSON, TX 77566

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2032

September 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WHARTON TX
Recording Date	Sep 18, 2020
Property Address	3515 CLINE RD, WHARTON, TX 77488-4601
Document Number	001187/534
Book / Page	1187 / 534
Map Reference	VOL 223 PG 487
Instrument Date	Sep 18, 2020
Instrument	2020-00005273
Transaction Type	Transfer
Record Updated	Nov 16, 2023
Title Company	MID-COAST TITLE COMPANY INC, MID COAST TITLE COMPANY INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	391 COUNTY ROAD 269, GANADO, TX 77962-8147

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3515 CLINE RD, WHARTON, TX 77488-4601

Mortgage

Document Number	0001187536
Date	Sep 18, 2020
Instrument	1187/536

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3515 Cline Rd was $1,591 with a homeowner's exemption.

Source: Wharton County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Wharton County
Municipality	Wharton City
Unified School District	Wharton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$156,365 (+6.15%) Land $24,739 Building $131,626	$156,365 (-) Land $24,739 Building $131,626
2025	$1,591.00 Homeowner's exemption	$147,303	$156,365 Land $24,739 Building $131,626
2023		$168,834 Land $24,739 Building $144,095	$168,834 Land $24,739 Building $144,095
2022	$2,064.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3515 Cline Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 100 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	100 in force
Nearby Flood Claims	37 (1994–2019)
Claims Outside the SFHA	10 of 37
Most Recent Claim	Jun 2019 · rainfall accumulation
Claims by Event	Hurricane Harvey, Sep 2017 · 16 claims Tropical Storm Fay, Sep 2002 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3515 Cline Rd is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 72% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WHARTON serves 8,756 people · EPA ID TX2410005
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	58 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Rise Broadband Fiber	1,000 / 200
Sparklight Cable	1,000 / 50
Skynet Fixed Wireless	100 / 50

May also be available: Nextlink, Verizon.

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