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3420 Cline Rd, Wharton, TX 77488 Property Records

Wharton County property record for 3420 Cline Rd, Wharton, TX 77488

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,496 sqft · built 2008
Lot Size0.524 acres (22,808 sqft)
Owner2 Individual Names on Record
Last Sale$243,800 (Sep 2020)
Tax Bill$5,798 (2025)
Deeds & MortgagesNov 2020 Mortgage
Sep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN10046-000-000-40

Property Details

APN / Parcel Number

Primary APN10046-000-000-40
Alternative APNs
  • R062589
  • 62589

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,496 sqft Living Area
1st Floor Area2,496 sqft

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2015
Lot Area22,808 sqft (0.524 acres)
PorchOpen Porch
Porch Area63 sqft

Location & Zoning

Account Number1004600000040
Street Address3420 CLINE RD
CityWHARTON
StateTX
Zip77488-4644
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBAKER #1 LOT 1,2
Legal SubdivisionBAKER #1
Legal Block2
Legal Lot Number1,2
JurisdictionWHARTON TX
Township / Civil DivisionWHARTON
Census Block Group2
Census Block2011
Census Tract740400

Owner

Source: Wharton County records, as of September 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address3420 CLINE RD, WHARTON, TX 77488-4644
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 12, 2020Deed of Trust, Mortgage · FHA Mortgage
AMERIHOME MORTGAGE COMPANY LLC
Sep 9, 2020Vendor's Lien, Transfer · FHA Mortgage
AMCAP MORTGAGE LTD

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 9, 2020 · Amount on Record
Deed SaleSep 9, 2020 · Amount on Record
Prior SaleDec 20, 2012 · Amount on Record
Deed Document Number20205039
Deed Book / Page1186 / 225
Prior Transfer DateSep 20, 2019
Prior Transfer Doc001186/225
Record UpdatedOct 29, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHARTON TX
Property Address3420 CLINE RD, WHARTON, TX 77488-4644
Transaction TypeMortgage
Record UpdatedNov 16, 2023
Title CompanyORABGE COAST TITLE, ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number001194/175
DateNov 12, 2020
Book Page1194/175
Instrument2020-00006451
Lender
NameAMERIHOME MORTGAGE COMPANY LLC
TypeMortgage Company
AddressTHOUSAND OAKS, CA 91362
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2050

September 2020: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionWHARTON TX
Recording DateSep 9, 2020
Property Address3420 CLINE RD, WHARTON, TX 77488-4644
Document Number001186/225
Book / Page1186 / 225
Instrument DateSep 20, 2019
Instrument2020-00005039
Transaction TypeTransfer
Record UpdatedNov 16, 2023
Title CompanySTEWART TITLE-BITTERS, STEWART TITLE BITTERS

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3420 CLINE RD, WHARTON, TX 77488-4644
InvestorPossibly a Property Investor

Mortgage

Document Number0001186227
DateSep 9, 2020
Instrument1186/227
Lender
NameAMCAP MORTGAGE LTD
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term349 Months
DueOct 1, 2049

Tax Assessment & Valuation

Source: Wharton County assessment roll, as of September 22, 2026

Property Jurisdictions

TypeName
StateTexas
CountyWharton County
MunicipalityWharton City
Unified School DistrictWharton Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$350,001 (-) Land $41,058 Building $308,943$350,001 (-) Land $41,058 Building $308,943
2025$5,798.00 (-0.09%) Homeowner's exemption$350,001 (-7.24%) Land $41,058 Building $308,943$350,001 (-7.24%) Land $41,058 Building $308,943
2023$377,309 Land $41,058 Building $336,251$377,309 Land $41,058 Building $336,251
2022$5,803.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 100 policies
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies100 in force
Nearby Flood Claims37 (1994–2019)
Claims Outside the SFHA10 of 37
Most Recent ClaimJun 2019 · rainfall accumulation
Claims by Event
  • Hurricane Harvey, Sep 2017 · 16 claims
  • Tropical Storm Fay, Sep 2002 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · lower than 72% of Texas
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WHARTON
serves 8,756 people · EPA ID TX2410005
Water SourceGroundwater
Last State InspectionJun 2024
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting58
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Rise Broadband
Fiber		1,000 / 200
Sparklight
Cable		1,000 / 50
Skynet
Fixed Wireless		100 / 50

May also be available: Nextlink, Verizon.

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