Whatcom County property record for 3515 Alm Rd, Everson, WA 98247
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,824 sqft · built 1978 |
| Lot Size | 1.5 acres (65,340 sqft) |
| Owner | Individual Name on File |
| Last Sale | $300,000 (Jan 2018) |
| Tax Bill | $5,327 (2025) |
| Deeds & Mortgages | May 2023 Line of Credit Aug 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 548724 |
| Primary APN | 548724 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,824 sqft Living Area |
| 1st Floor Area | 1,824 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 65,340 sqft (1.5 acres) |
| Garage Type | Attached |
| Garage Area | 351 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 215 sqft |
| Storage Building | 1,200 sqft |
| Heating System | Baseboard |
|---|
| Account Number | 548724 |
|---|---|
| Street Address | 3515 ALM RD |
| City | EVERSON |
| State | WA |
| Zip | 98247-9273 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5A |
| Legal Description | LOT 1 J & S SHORT PLAT AS REC BOOK 27 SHORT PLATS PG 77 |
| Legal Range | 04 |
| Legal Township | 40 |
| Legal Section | 21 |
| Legal Subdivision | J & S SHORT PLAT |
| Legal Lot Number | 1 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | SUMAS |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 10201 |
Source: Whatcom County records · APN 548724
Assessment roll updated May 31, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3515 ALM RD, EVERSON, WA 98247-9273 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 31, 2023 | Deed of Trust, Mortgage · Line of Credit PEOPLES BANK |
| Aug 01, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS |
| Jan 30, 2018 | Warranty Deed, Transfer · Conventional with PMI CALIBER HM LOANS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 30, 2018 · Amount on Record |
| Deed Sale | Jan 30, 2018 · Amount on Record |
| Prior Sale | Jul 25, 2000 · Amount on Record |
| Deed Document Number | 2018-0103287 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 3515 ALM RD, EVERSON, WA 98247-9273 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000502435 |
|---|---|
| Date | May 31, 2023 |
| Instrument | 2023-0502435 |
| Name | PEOPLES BANK |
|---|---|
| Type | Bank |
| Address | BELLINGHAM, WA 98226 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 3515 ALM RD, EVERSON, WA 98247-9273 |
| Document Number | 2200802192 |
| Instrument Date | Aug 01, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 01, 2020 |
| Title Company | WHATCOM LAND TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 3515 ALM RD EVERSON WA 982479273, EVERSON, WA 98247-9273 |
| Document Number | 2200802192 |
|---|---|
| Date | Aug 14, 2020 |
| Instrument | 802192 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 13, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Jan 30, 2018 |
| Property Address | 3515 ALM RD, EVERSON, WA 98247-9273 |
| Document Number | 2180103287 |
| Instrument Date | Jan 26, 2018 |
| Instrument | 103287 |
| Transaction Type | Transfer |
| Record Updated | Feb 26, 2018 |
| Title Company | WHATCOM LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,345.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 3515 ALM RD EVERSON WA 982479273, EVERSON, WA 98247-9273 |
| Document Number | 2180103288 |
|---|---|
| Date | Jan 30, 2018 |
| Instrument | 103288 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 29, 2048 |
Source: Whatcom County records · Assessment roll updated May 31, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Unified School District | Nooksack Valley School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,327.00 (+35.24%) | $575,556 (+18.46%) Land $206,486 Building $369,070 | $575,556 (+18.46%) Land $206,486 Building $369,070 |
| 2022 | $485,854 Land $192,731 Building $293,123 | $485,854 Land $192,731 Building $293,123 | |
| 2021 | $3,939.00 |
Source: FEMA National Flood Hazard Layer as of May 26, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 92 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 92 in force |
| Nearby Flood Claims | 60 (2015–2025) |
| Claims Outside the SFHA | 24 of 60 |
| Most Recent Claim | Dec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Declaration Networks Group Fiber | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Northwest Fiber, T-Mobile USA.
Based on FCC filings for 25 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NOOKSACK VALLEY WATER ASSOCIATION private · serves 1,343 people |
|---|---|
| Water Source | Purchased groundwater from SUMAS WATER DEPT |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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