3495 Alm Rd, Everson, WA 98247 Property Records

Whatcom County property record for 3495 Alm Rd, Everson, WA 98247

Property Summary

Property Type	Land for Livestock, Animals
Details	4 ba · 3,782 sqft · built 2013
Lot Size	4.98 acres (217,364 sqft)
Owner	2 Owner Names on Record
Last Sale	$165,280 (Apr 2006)
Tax Bill	$15,037 (2025)
Deeds & Mortgages	May 2021 Line of Credit Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48639`

Property Details

APN / Parcel Number

Primary APN	`48639`
Alternative APNs	`400421 259208 0000` `137912`

Interior

Full Baths	4 Baths
Stories	1 Story
Building Area	3,782 sqft Total Area
1st Floor Area	3,782 sqft
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	217,364 sqft (4.98 acres)
Garage Type	Attached
Garage Area	960 sqft
Parking Spaces	4 Parking Spaces
Porch	Covered Porch
Patio Area	380 sqft
Storage Building	2,400 sqft

Location & Zoning

Account Number	48639
Street Address	3495 ALM RD
City	EVERSON
State	WA
Zip	98247-9272
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Land for Livestock, Animals
Local Zoning Code	R5A
Legal Description	E 1/2 E 1/2 E 1/2 NE SW-SUBJ TO PIPELINE ESMT REC AF 777236-LESS RD
Legal Range	04
Legal Township	40
Legal Section	21
Jurisdiction	WHATCOM WA
Township / Civil Division	SUMAS
Census Block Group	2
Census Block	2025
Census Tract	10201

Owner

Source: Whatcom County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	PO BOX 4054, NOOKSACK, WA 98276-0054

Deeds, Mortgages & Sale History

Date	Document
May 10, 2021	Deed of Trust, Mortgage · Line of Credit PEOPLES BANK
Aug 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2006 · Amount on Record
Deed Sale	Apr 21, 2006 · Amount on Record
Deed Document Number	2060403409
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	3495 ALM RD, EVERSON, WA 98247-9272
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000501464
Date	May 10, 2021
Instrument	2021-0501464

Lender

Name	PEOPLES BANK
Type	Bank
Address	EVERSON, WA 98247

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	3495 ALM RD, EVERSON, WA 98247-9272
Document Number	2200801596
Instrument Date	Aug 4, 2020
Transaction Type	Mortgage
Record Updated	Aug 21, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3495 AIM RD EVERSON WA 98247, EVERSON, WA 98247

Mortgage

Document Number	2200801596
Date	Aug 11, 2020
Instrument	801596

Lender

Name	PEOPLES BK
Type	Bank
Address	BELLINGHAM, WA 98226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 10, 2050

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Unified School District	Nooksack Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,037.00 (+40.84%)	$1,624,730 (+26.04%) Land $200,629 Building $1,424,101	$1,668,852 (+9.56%) Land $244,751 Building $1,424,101
2022		$1,289,047 Land $80,585 Building $1,208,462	$1,523,244 Land $314,782 Building $1,208,462
2021	$10,677.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 92 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	92 in force
Nearby Flood Claims	60 (2015–2025)
Claims Outside the SFHA	24 of 60
Most Recent Claim	Dec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Dec 2025 · 58 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NOOKSACK VALLEY WATER ASSOCIATION private · serves 1,343 people · EPA ID WA5359850
Water Source	Purchased groundwater from SUMAS WATER DEPT
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pogozone powered by Neubeam Fiber	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Ziply Fiber.

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