3514 Saddle Ridge Dr, Independence, MO 64057 Property Records

Jackson County property record for 3514 Saddle Ridge Dr, Independence, MO 64057

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,541 sqft · built 1997
Lot Size	0.398 acres (17,339 sqft)
Owner	Individual Name on File
Tax Bill	$7,487 (2025)
Deeds & Mortgages	Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`35-300-32-24`

Property Details

APN / Parcel Number

Primary APN	`35-300-32-24`
Alternative APNs	`35-300-32-24-00-0-00-000` `35300322400000001` `890476`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	3,541 sqft Living Area
1st Floor Area	1,147 sqft
Basement Area	2,371 sqft
Finished Basement	336 sqft
Unfinished Basement	2,035 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Conventional
Exterior Material	Stucco
Construction Type	Concrete
Roof Type	Hip
Roof Material	Tile
Lot Area	17,339 sqft (0.398 acres)
Garage Type	Attached
Garage Area	796 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	51 sqft
Deck Area	310 sqft
Patio Area	310 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	890476
Street Address	3514 SADDLE RIDGE DR
City	INDEPENDENCE
State	MO
Zip	64057-3355
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SADDLE RIDGE 1ST PLAT LOT 7
Legal Subdivision	SADDLE RIDGE 1ST PLAT
Legal Block	2
Legal Lot Number	7
Jurisdiction	JACKSON MO
Township / Civil Division	SNI-A-BAR
Census Block Group	2
Census Block	2011
Census Tract	14804

Owner

3514 Saddle Ridge Dr is owned and occupied by an individual who acquired it in December 2014.

Source: Jackson County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	3514 SADDLE RIDGE DR, INDEPENDENCE, MO 64057-3355
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 3, 2014
Deed Sale	Dec 3, 2014
Prior Sale	May 22, 2012 · Amount on File
Deed Document Number	2014100194
Prior Transfer Date	Jul 11, 2002
Prior Transfer Doc	0000060231
Record Updated	Oct 29, 2026

July 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	JACKSON MO
Recording Date	Jul 30, 2019
Property Address	3514 SADDLE RIDGE DR, INDEPENDENCE, MO 64057-3355
Document Number	0000E58635
Instrument Date	Jul 23, 2019
Instrument	58635E
Transaction Type	Mortgage
Record Updated	Aug 29, 2019
Title Company	CONTINENTAL, CONTINENTAL TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	21201 E 34TH ST S INDEPENDENCE MO 640573408, INDEPENDENCE, MO 64057-3408

Mortgage

Document Number	E58636
Date	Jul 30, 2019
Instrument	58636E

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Amount	Amount on Record
Term	120 Months
Due	Jul 29, 2029

Tax Assessment & Valuation

The 2025 property tax bill for 3514 Saddle Ridge Dr was $7,487, up 6.7% from the year before.

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Blue Springs R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$105,787 (-) Land $23,775 Building $82,012	$556,770 (-)
2025	$7,487.00 (+6.65%)	$105,787 Land $23,775 Building $82,012	$556,770
2024	$7,020.00 (-13.87%)
2023	$8,150.00	$121,347 Land $15,791 Building $105,556	$638,670

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3514 Saddle Ridge Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3514 Saddle Ridge Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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