Jackson County property record for 3510 Saddle Ridge Dr, Independence, MO 64057
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 3,856 sqft · built 1998 |
| Lot Size | 0.495 acres (21,544 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $8,574 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Dec 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 35-300-32-23 |
| Primary APN | 35-300-32-23 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 19 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,856 sqft Living Area |
| 1st Floor Area | 999 sqft |
| Basement Area | 2,811 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Conventional |
| Exterior Material | Stucco |
| Construction Type | Concrete |
| Roof Type | Hip |
| Roof Material | Tile |
| Lot Area | 21,544 sqft (0.495 acres) |
| Garage Type | Attached |
| Garage Area | 939 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 101 sqft |
| Deck Area | 176 sqft |
| Patio Area | 64 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 890475 |
|---|---|
| Street Address | 3510 SADDLE RIDGE DR |
| City | INDEPENDENCE |
| State | MO |
| Zip | 64057-3355 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SADDLE RIDGE 1ST PLAT LOT 8 |
| Legal Subdivision | SADDLE RIDGE 1ST PLAT |
| Legal Block | 2 |
| Legal Lot Number | 8 |
| Jurisdiction | JACKSON MO |
| Township / Civil Division | SNI-A-BAR |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 14804 |
3510 Saddle Ridge Dr is owned and occupied by two individuals who acquired it in December 2021.
Source: Jackson County records, as of August 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3510 SADDLE RIDGE DR, INDEPENDENCE, MO 64057-3355 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GOLDWATER BANK NA |
| Dec 7, 2021 | Deed, Transfer ALOHA TITLE, ALPHA TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 7, 2021 |
| Deed Sale | Dec 7, 2021 |
| Prior Sale | May 11, 1998 · Amount on File |
| Deed Document Number | 2021E133237 |
| Prior Transfer Date | Dec 17, 2007 |
| Prior Transfer Doc | 000E161047 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON MO |
| Property Address | 3510 SADDLE RIDGE DR, INDEPENDENCE, MO 64057-3355 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2021 |
| Title Company | COFFELT LAND TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 3510 SADDLE RIDGE DR, INDEPENDENCE, MO 64057-3355 |
| Document Number | 00E0134243 |
|---|---|
| Date | Dec 9, 2021 |
| Instrument | 2021E0134243 |
| Name | GOLDWATER BANK NA |
|---|---|
| Type | Bank |
| Address | PHOENIX, AZ 85016 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | JACKSON MO |
| Recording Date | Dec 7, 2021 |
| Property Address | 3510 SADDLE RIDGE DR, INDEPENDENCE, MO 64057-3355 |
| Document Number | 00E0133237 |
| Instrument Date | Nov 2, 2021 |
| Instrument | 2021E0133237 |
| Transaction Type | Transfer |
| Record Updated | Dec 13, 2021 |
| Title Company | ALOHA TITLE, ALPHA TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3510 SADDLE RIDGE DR, INDEPENDENCE, MO 64057-3355 |
The 2025 property tax bill for 3510 Saddle Ridge Dr was $8,574, up 0.1% from the year before.
Source: Jackson County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Jackson County |
| Municipality | Independence City |
| Unified School District | Blue Springs R-IV School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $143,658 (-) Land $25,240 Building $118,418 | $756,090 (-) | |
| 2025 | $8,574.00 (+0.06%) | $143,658 Land $25,240 Building $118,418 | $756,090 |
| 2024 | $8,569.00 (+2.13%) | ||
| 2023 | $8,390.00 | $124,920 Land $15,172 Building $109,748 | $657,470 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3510 Saddle Ridge Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3510 Saddle Ridge Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 95% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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