Brunswick County property record for 3514 E Dolphin Dr, Oak Island, NC 28465
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,836 sqft · built 2018 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,734 (2025) |
| Deeds & Mortgages | Jan 2018 Construction Loan Oct 2018 Loan Modification |
| Flood Zone | Zone AE (high risk) |
| APN | 235NA03102 |
| Primary APN | 235NA03102 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,836 sqft Heated Area |
| Gross Area | 3,228 sqft |
| 1st Floor Area | 584 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 7,405 sqft (0.17 acres) |
| Porch | Patio |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 80048934 |
|---|---|
| Street Address | 3514 E DOLPHIN DR |
| City | OAK ISLAND |
| State | NC |
| Zip | 28465 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R7 |
| Legal Description | L-7 B-21 S-Z .35 AC PL 1/96 |
| Legal Block | 21 |
| Legal Lot Number | 7 |
| Jurisdiction | BRUNSWICK NC |
| Township / Civil Division | SMITHVILLE |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 20314 |
3514 E Dolphin Dr, a single family home, is owned by two individuals.
Source: Brunswick County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 1000, OAK ISLAND, NC 28465-6860 |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Date | Document |
|---|---|
| Jan 8, 2018 | Deed of Trust, Mortgage · Construction Mortgage FIRST BANK |
| Oct 29, 2018 | Loan Modification, Mortgage FIRST BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Property Address | 3514 E DOLPHIN DR, OAK ISLAND, NC 28465 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0040040297 |
|---|---|
| Date | Jan 8, 2018 |
| Book Page | 4004/0297 |
| Name | FIRST BANK |
|---|---|
| Type | Bank |
| Address | TROY, NC 27371 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 373 Months |
| Due | Feb 1, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Property Address | 3514 E DOLPHIN DR, OAK ISLAND, NC 28465 |
| Document Number | 0041201305 |
| Instrument Date | Oct 29, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3514 E DOLPHIN DR OAK ISLAND NC 28465, OAK ISLAND, NC 28465 |
| Document Number | 0041201305 |
|---|---|
| Date | Nov 1, 2018 |
| Book Page | 004120/001305 |
| Name | FIRST BK |
|---|---|
| Type | Bank |
| Address | TROY, NC 27371 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Oct 31, 2048 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 3514 E Dolphin Dr was $3,734.
Source: Brunswick County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Brunswick County |
| Municipality | Oak Island Town |
| Unified School District | Brunswick County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $977,410 (-) Land $350,000 Building $627,410 | $977,410 (-) Land $350,000 Building $627,410 | |
| 2025 | $3,734.00 | $977,410 Land $350,000 Building $627,410 | $977,410 Land $350,000 Building $627,410 |
| 2023 | $977,410 Land $350,000 Building $627,410 | $977,410 Land $350,000 Building $627,410 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3514 E Dolphin Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 613 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 613 in force |
| Nearby Flood Claims | 123 (1989–2025) |
| Most Recent Claim | Mar 2025 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3514 E Dolphin Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF OAK ISLAND serves 26,924 people · EPA ID NC0410020 |
|---|---|
| Water Source | Purchased surface water from BRUNSWICK COUNTY WATER SYSTEM |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Focus Broadband Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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