3510 E Dolphin Dr, Oak Island, NC 28465 Property Records

Brunswick County property record for 3510 E Dolphin Dr, Oak Island, NC 28465

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 2,080 sqft · built 2017
Lot Size	0.176 acres (7,667 sqft)
Owner	Company Name on Record
Last Sale	$820,000 (Jun 2021)
Tax Bill	$3,760 (2025)
Deeds & Mortgages	Jul 2023 Sale Oct 2017 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`235NA030`

Property Details

APN / Parcel Number

Primary APN	`235NA030`
Alternative APNs	`206618409380` `80113062` `80143285`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	2,080 sqft Heated Area
Gross Area	2,968 sqft
1st Floor Area	128 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Fiber Cement Siding
Foundation Type	Pier/Post & Beam
Roof Type	Hip
Roof Material	Shingle
Lot Area	7,667 sqft (0.176 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80143285
Street Address	3510 E DOLPHIN DR
City	OAK ISLAND
State	NC
Zip	28465-5809
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7
Legal Description	L-5 B-21 S-2 PLAT 1/96-99
Legal Subdivision	OAK ISLAND
Legal Block	21
Legal Lot Number	5
Jurisdiction	BRUNSWICK NC
Township / Civil Division	SMITHVILLE
Census Block Group	1
Census Block	1009
Census Tract	20314

Owner

Source: Brunswick County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3510 E DOLPHIN DR, OAK ISLAND, NC 28465-5809
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2023	Warranty Deed, Transfer
Oct 19, 2017	Deed of Trust, Mortgage · ARM FIRST CITIZENS BANK & TRUST CO
Jun 25, 2021	Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING
Jul 17, 2020	Deed of Trust, Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2021 · Amount on Record
Deed Sale	Jun 25, 2021 · Amount on Record
Prior Sale	Aug 23, 2016 · Amount on Record
Deed Book / Page	4649 / 1040
Prior Transfer Date	Jul 19, 2006
Prior Transfer Doc	0024850117
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Jul 13, 2023
Property Address	3510 E DOLPHIN DR, OAK ISLAND, NC 28465
Document Number	0050430303
Book / Page	5043 / 303
Map Reference	MB 1 PG 96-99
Instrument Date	Jul 12, 2023
Transaction Type	Transfer
Record Updated	Jul 28, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	318 TAILWATER BND, LEXINGTON, SC 29072-6300

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3510 E DOLPHIN DR, OAK ISLAND, NC 28465

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRUNSWICK NC
Property Address	3510 E DOLPHIN DR, OAK ISLAND, NC 28465
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0039731170
Date	Oct 19, 2017
Book Page	3973/1170

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	COLUMBIA, SC 29211

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2022
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.87%
Index	1-Year LIBOR
Max Rate	8.87%

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Jun 25, 2021
Property Address	3510 E DOLPHIN DR, OAK ISLAND, NC 28465
Document Number	0046491040
Book / Page	4649 / 1040
Map Reference	MB 1 PG 96-99
Instrument Date	Jun 9, 2021
Transaction Type	Transfer
Record Updated	Jan 28, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,640.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3021 ETON RD, 3021, RALEIGH, NC 27608-1111

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	318 TAILWATER BND, LEXINGTON, SC 29072-6300

Mortgage

Document Number	0046491044
Date	Jun 25, 2021
Instrument	4649/1044

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRUNSWICK NC
Property Address	3510 E DOLPHIN DR, OAK ISLAND, NC 28465
Document Number	0044041279
Instrument Date	Jul 17, 2020
Transaction Type	Mortgage
Record Updated	Aug 27, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3510 E DOLPHIN DR OAK ISLAND NC 28465, OAK ISLAND, NC 28465

Mortgage

Document Number	0044041279
Date	Jul 27, 2020
Book Page	004404/001279

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 26, 2050

Tax Assessment & Valuation

Source: Brunswick County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Brunswick County
Municipality	Oak Island Town
Unified School District	Brunswick County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,004,610 (+2.06%) Land $350,000 Building $654,610	$1,004,610 (+2.06%) Land $350,000 Building $654,610
2025	$3,760.00 (-10.69%)	$984,350 (-) Land $350,000 Building $634,350	$984,350 (-) Land $350,000 Building $634,350
2024	$4,210.00 (+28.98%)
2023		$984,350 (+77.92%) Land $350,000 Building $634,350	$984,350 (+77.92%) Land $350,000 Building $634,350
2022	$3,264.00	$553,240 Land $160,000 Building $393,240	$553,240 Land $160,000 Building $393,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 613 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	613 in force
Nearby Flood Claims	123 (1989–2025)
Most Recent Claim	Mar 2025
Claims by Event	Hurricane Isaias, Aug 2020 · 94 claims Hurricane Matthew, Oct 2016 · 6 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF OAK ISLAND serves 26,924 people · EPA ID NC0410020
Water Source	Purchased surface water from BRUNSWICK COUNTY WATER SYSTEM
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Focus Broadband Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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