3509 Amber Ln, Oceanside, CA 92056 Property Records

San Diego County property record for 3509 Amber Ln, Oceanside, CA 92056

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,762 sqft · built 1987
Lot Size	0.92 acres (4,018 sqft)
Owner	Company Name on Record
Last Sale	$290,000 (Jul 2011)
Tax Bill	$1,961 (2025)
Deeds & Mortgages	Apr 2022 Reverse Mortgage Mar 2021 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`168-272-24-00`

Property Details

APN / Parcel Number

Primary APN	`168-272-24-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,762 sqft Living Area

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Lot Area	4,018 sqft (0.92 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	3509 AMBER LN
City	OCEANSIDE
State	CA
Zip	92056-4846
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-A
Legal Description	LOT 86 TR 011029
Legal Subdivision	EMERALD LAKE HOMES
Legal Tract	011029
Legal Block	3
Legal Lot Number	86
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3013
Census Tract	19809

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3509 AMBER LN, OCEANSIDE, CA 92056-4846
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2022	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
Mar 16, 2021	Intrafamily Transfer, Transfer
Aug 30, 2019	Affidavit of Death, Transfer ATTORNEY ONLY
Nov 26, 2018	Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS
Nov 26, 2018	Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 19, 2011 · Amount on Record
Deed Sale	Jul 19, 2011 · Amount on Record
Prior Sale	Nov 24, 1992 · Amount on Record
Deed Document Number	2011365398
Last Transfer Date	Feb 16, 2021
Transfer Doc	0000202434
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3509 AMBER LN, OCEANSIDE, CA 92056-4846
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3509 AMBER LN, OCEANSIDE, CA 92056-4846

Mortgage

Document Number	0000152766
Date	Apr 7, 2022
Instrument	2022-0152766

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	925 Months
Due	May 20, 2099

Interest

Rate Type	Adjustable Rate
Rate	3.32%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2022
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	8.32%

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 16, 2021
Property Address	3509 AMBER LN, OCEANSIDE, CA 92056-4846
Document Number	0000202434
Map Reference	MAP 11029
Instrument Date	Feb 16, 2021
Instrument	2021-0202434
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3509 AMBER LN, OCEANSIDE, CA 92056-4846

August 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 30, 2019
Property Address	3509 AMBER LN, OCEANSIDE, CA 92056-4846
Document Number	0000375222
Instrument Date	Aug 26, 2019
Instrument	375222
Transaction Type	Transfer
Record Updated	Sep 13, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Amount Accuracy	Full Value

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3514 AMBER LN OCEANSIDE CA 920564847, OCEANSIDE, CA 92056-4847

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3509 AMBER LN, OCEANSIDE, CA 92056-4846
Document Number	0000494405
Instrument Date	Nov 26, 2018
Transaction Type	Mortgage
Record Updated	Dec 7, 2018
Title Company	TIMIOS TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3509 AMBER LN OCEANSIDE CA 920564846, OCEANSIDE, CA 92056-4846

Mortgage

Document Number	0000494405
Date	Nov 30, 2018
Instrument	494405

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	972 Months
Due	Nov 29, 2099

Interest

Rate Type	Adjustable Rate
Rate	5.44%

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3509 AMBER LN, OCEANSIDE, CA 92056-4846
Document Number	0000494406
Instrument Date	Nov 26, 2018
Transaction Type	Mortgage
Record Updated	Dec 7, 2018
Title Company	TIMIOS TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3509 AMBER LN OCEANSIDE CA 920564846, OCEANSIDE, CA 92056-4846

Mortgage

Document Number	0000494406
Date	Nov 30, 2018
Instrument	494406

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	972 Months
Due	Nov 29, 2099

Interest

Rate Type	Adjustable Rate
Rate	5.44%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$180,680 (+2%) Land $25,471 Building $155,209
2025	$1,961.00 (+8.82%) Homeowner's exemption	$177,138 (+4.04%) Land $24,972 Building $152,166
2023	$1,802.00 (+0.33%) Homeowner's exemption	$170,261 Land $24,003 Building $146,258
2022	$1,796.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 735 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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