3513 Vine St, McHenry, IL 60050 Property Records

McHenry County property record for 3513 Vine St, McHenry, IL 60050

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,480 sqft · built 1976
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on Record
Last Sale	$276,000 (Nov 2022)
Deeds & Mortgages	Apr 2024 Second Mortgage Nov 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-02-453-002`

Property Details

APN / Parcel Number

Primary APN	`14-02-453-002`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	4 Plumbing Fixtures
Stories	1 Story
Building Area	1,480 sqft Living Area
Gross Area	2,960 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Architectural Style	Ranch
Construction Type	Frame
Foundation Type	Raised
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Attached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3513 VINE ST
City	MCHENRY
State	IL
Zip	60050-8234
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2022R0037449 LT 2 BLK 38 MCHENRY SHORES UNIT 5
Legal Range	08E
Legal Township	44N
Legal Section	02
Legal Subdivision	MCHENRY SHORES 05
Legal Block	38
Legal Lot Number	2
Legal Unit	5
Jurisdiction	MCHENRY IL
Township / Civil Division	NUNDA
Census Block Group	1
Census Block	1043
Census Tract	870809

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3513 VINE ST, MCHENRY, IL 60050-8234
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Nov 4, 2022	Warranty Deed, Transfer · Unknown HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 4, 2022 · Amount on Record
Deed Sale	Nov 4, 2022 · Amount on Record
Deed Document Number	2022R0037449
Record Updated	Jun 7, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	3513 VINE ST, MCHENRY, IL 60050-8234
Transaction Type	Mortgage
Record Updated	May 7, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009977
Date	Apr 25, 2024
Instrument	2024R0009977

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 24, 2044

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Nov 4, 2022
Property Address	3513 VINE ST, MCHENRY, IL 60050-8234
Document Number	0000037449
Map Reference	MB 14 PG 59
Instrument Date	Oct 4, 2022
Instrument	2022R0037449
Transaction Type	Transfer
Record Updated	Nov 15, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$276.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 GEORGETOWN DR, CARY, IL 60013-1876

Mortgage

Document Number	0000037450
Date	Nov 4, 2022
Instrument	2022R0037450

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Unknown
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2052

Interest

Rate Type	Fixed Rate
Rate	5.5%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Nunda Township
Municipality	McHenry City
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$64,843 Land $13,707 Building $51,136	$194,529 Land $41,121 Building $153,408

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA ILLINOIS-MCHENRY SHORES private · serves 1,862 people · EPA ID IL1115020
Water Source	Groundwater
Last State Inspection	Jun 2023
Also Mapped Here	MCHENRY
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL in parts of the area	100 / 20

May also be available: Verizon.

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