3509 Vine St, McHenry, IL 60050 Property Records

McHenry County property record for 3509 Vine St, McHenry, IL 60050

Property Summary

Property Type	Single Family Home
Details	1 bd · 3 ba · 1,425 sqft · built 1986
Lot Size	0.28 acres (12,197 sqft)
Owner	Trust Name on File
Deeds & Mortgages	Aug 2019 Mortgage Jul 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-02-453-004`

Property Details

APN / Parcel Number

Primary APN	`14-02-453-004`

Interior

Bedrooms	1 Bed
Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	1,425 sqft Living Area

Exterior

Year Built	Built 1986
Architectural Style	Ranch
Construction Type	Frame
Foundation Type	Raised
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Attached
Garage Area	675 sqft
Parking Spaces	2 Parking Spaces
Deck Area	478 sqft

Location & Zoning

Street Address	3509 VINE ST
City	MCHENRY
State	IL
Zip	60050-8234
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2020R0024801 LT 4 BLK 38 MCHENRY SHORES UNIT 5
Legal Range	08E
Legal Township	44N
Legal Section	02
Legal Subdivision	MCHENRY SHORES
Legal Block	38
Legal Lot Number	4
Legal Unit	5
Jurisdiction	MCHENRY IL
Township / Civil Division	NUNDA
Census Block Group	1
Census Block	1043
Census Tract	870809

Owner

3509 Vine St is owner-occupied and held in a trust since July 2020.

Source: McHenry County records, as of May 13, 2024

Owner of Record	Trust Name on File
Mailing Address	3509 VINE ST, MCHENRY, IL 60050-8234
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage MCHENRY SAVINGS BANK
Jul 6, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
May 26, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Prior Sale	May 26, 2020
Last Transfer Date	Jul 6, 2020
Transfer Doc	0000024801
Record Updated	Jun 7, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	3509 VINE ST, MCHENRY, IL 60050-8234
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028234
Date	Aug 30, 2019
Instrument	2019R0028234

Lender

Name	MCHENRY SAVINGS BANK
Type	Bank
Address	MCHENRY, IL 60050

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	61 Months
Due	Sep 10, 2024

Interest

Rate Type	Fixed Rate
Rate	5%

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCHENRY IL
Recording Date	Jul 6, 2020
Property Address	3509 VINE ST, MCHENRY, IL 60050-8234
Document Number	0000024801
Instrument Date	Jun 30, 2020
Instrument	24801
Transaction Type	Transfer
Record Updated	Jul 27, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3509 VINE ST MCHENRY IL 600508234, MCHENRY, IL 60050-8234

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCHENRY IL
Recording Date	May 26, 2020
Property Address	3509 VINE ST, MCHENRY, IL 60050-8234
Document Number	0000018190
Instrument Date	Aug 30, 2019
Instrument	18190
Transaction Type	Transfer
Record Updated	Jun 16, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3509 VINE ST MCHENRY IL 600508234, MCHENRY, IL 60050-8234

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Nunda Township
Municipality	McHenry City
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$56,193 Land $13,707 Building $42,486	$168,579 Land $41,121 Building $127,458

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3509 Vine St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3509 Vine St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA ILLINOIS-MCHENRY SHORES private · serves 1,862 people · EPA ID IL1115020
Water Source	Groundwater
Last State Inspection	Jun 2023
Also Mapped Here	MCHENRY
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL in parts of the area	100 / 20

May also be available: Verizon.

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