3513 Old Mill Rd, Chesapeake, VA 23323 Property Records

Chesapeake City property record for 3513 Old Mill Rd, Chesapeake, VA 23323

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 3,685 sqft · built 1950
Lot Size	0.829 acres (36,111 sqft)
Owner	Individual Name on File
Last Sale	$295,000 (Mar 2007)
Tax Bill	$4,387 (2025)
Deeds & Mortgages	May 2017 Refinance Sep 2009 Mortgage + 4 more
APN	`0330000000600`

Property Details

APN / Parcel Number

Primary APN	`0330000000600`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,685 sqft Living Area
1st Floor Area	3,685 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	36,111 sqft (0.829 acres)

Exterior Amenities

Pool Area	720 sqft
Porch	Open Porch
Porch Area	32 sqft
Deck Area	Deck Area
Patio Area	848 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Water Source	Commercial

Location & Zoning

Street Address	3513 OLD MILL RD
City	CHESAPEAKE
State	VA
Zip	23323-1222
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15S: RESI
Legal Description	C PLAT OF HENRY HARRIS
Legal Subdivision	MILITARY HWY,GALBERRY RD,JOHN KOON RD,MA
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	2
Census Block	2010
Census Tract	21301

Owner

3513 Old Mill Rd is owned and occupied by an individual who bought it in March 2007.

Source: Chesapeake City records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	3513 OLD MILL RD, CHESAPEAKE, VA 23323-1222
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 9, 2017	Deed of Trust, Mortgage · Stand-Alone Refinance SIMONTOWNE MORTGAGE
Sep 28, 2009	Deed of Trust, Mortgage · Conventional Mortgage MERRILL LYNCH CREDIT CORP
Jul 23, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ATLANTIC BAY MORTGAGE GROUP LLC
Jul 23, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ATLANTIC BAY MORTGAGE GROUP LLC
May 9, 2017	Deed of Trust, Mortgage · Stand-Alone Refinance SIMONTOWNE MORTGAGE
Mar 2, 2007	Warranty Deed, Transfer · Conventional Mortgage TOWNE BANK MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 2, 2007 · Amount on File
Deed Sale	Mar 2, 2007 · Amount on File
Deed Book / Page	6976 / 802
Record Updated	Oct 29, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	3513 OLD MILL RD, CHESAPEAKE, VA 23323-1222
Transaction Type	Mortgage
Record Updated	May 7, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009785/87
Date	May 9, 2017
Book Page	9785/87
Instrument	170012366

Lender

Name	SIMONTOWNE MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

Interest

Rate Type	Fixed Rate

September 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	3513 OLD MILL RD, CHESAPEAKE, VA 23323-1222
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007944/71
Date	Sep 28, 2009
Book Page	7944/71

Lender

Name	MERRILL LYNCH CREDIT CORP

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Aug 1, 2039

Interest

Rate Type	Fixed Rate
Rate	5.59%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	3513 OLD MILL RD, CHESAPEAKE, VA 23323-1222
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010414/408
Date	Jul 23, 2021
Book Page	10414/408
Instrument	210033712

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Interest

Rate Type	Fixed Rate

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	3513 OLD MILL RD, CHESAPEAKE, VA 23323-1222
Transaction Type	Mortgage
Record Updated	Aug 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10414/408
Date	Jul 23, 2021
Book Page	10414/408
Instrument	210033712

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Interest

Rate Type	Fixed Rate

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	3513 OLD MILL RD, CHESAPEAKE, VA 23323-1222
Transaction Type	Mortgage
Record Updated	May 24, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 170012366
Date	May 9, 2017
Book Page	9785/87
Instrument	170012366

Lender

Name	SIMONTOWNE MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

Interest

Rate Type	Fixed Rate

March 2007: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Mar 2, 2007
Property Address	3513 OLD MILL RD, CHESAPEAKE, VA 23323-1222
Document Number	006976/802
Book / Page	6976 / 802
Instrument Date	Feb 27, 2007
Transaction Type	Transfer
Record Updated	May 7, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006976807
Date	Mar 2, 2007
Instrument	6976/807

Lender

Name	TOWNE BANK MTG

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3513 Old Mill Rd was $4,387.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$462,400 (+6.45%) Land $175,000 Building $287,400	$462,400 (+6.45%) Land $175,000 Building $287,400
2025	$4,387.00	$434,400 Land $160,000 Building $274,400	$434,400 Land $160,000 Building $274,400
2023		$407,500 (+3.32%) Land $145,000 Building $262,500	$407,500 (+3.32%) Land $145,000 Building $262,500
2022		$394,400 Land $130,000 Building $264,400	$394,400 Land $130,000 Building $264,400
2019	$3,051.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 3513 Old Mill Rd; there have been 31 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 51 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	51 in force
Nearby Flood Claims	31 (1985–2016)
Claims Outside the SFHA	9 of 31
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east, Nov 2009 · 5 claims Hurricane Isabel, Sep 2003 · 7 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3513 Old Mill Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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