3501 Old Mill Rd, Chesapeake, VA 23323 Property Records

Chesapeake City property record for 3501 Old Mill Rd, Chesapeake, VA 23323

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,884 sqft · built 1950
Lot Size	0.62 acres (27,007 sqft)
Owner	2 Individual Names on Record
Last Sale	$420,000 (Jan 2026)
Tax Bill	$3,051 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jan 2026 Sale & Mortgage + 1 more
APN	`0330000000570`

Property Details

APN / Parcel Number

Primary APN	`0330000000570`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,884 sqft Living Area
1st Floor Area	1,020 sqft
Attic	Attic
Attic Area	612 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1950
Effective Year Built	Effective 2025
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	27,007 sqft (0.62 acres)
Lot Dimensions	300 ft deep x 90 ft wide
Garage Type	Detached
Garage Area	352 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	65 sqft
Deck Area	352 sqft
Patio Area	224 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Water Source	Commercial

Location & Zoning

Street Address	3501 OLD MILL RD
City	CHESAPEAKE
State	VA
Zip	23323-1222
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15S: RESI
Legal Description	NR DEEP CREEK 90X300 .62 AC
Legal Subdivision	MILITARY HWY,GALBERRY RD,JOHN KOON RD,MA
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	2
Census Block	2010
Census Tract	21301

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3501 OLD MILL RD, CHESAPEAKE, VA 23323-1222
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2026	Deed of Trust, Mortgage · VA Mortgage EMM LOANS LLC
Jan 30, 2026	Bargain and Sale Deed, Transfer · VA Mortgage EMM LOANS LLC
Nov 13, 2025	Bargain and Sale Deed, Transfer · Commercial Mortgage KIAVI FUNDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 2026 · Amount on Record
Deed Sale	Jan 30, 2026 · Amount on Record
Prior Sale	Nov 13, 2025 · Amount on Record
Deed Document Number	20262399
Deed Book / Page	10939 / 1826
Prior Transfer Date	Dec 20, 2024
Prior Transfer Doc	010816/362
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Apr 17, 2026
Property Address	3501 OLD MILL RD, CHESAPEAKE, VA 23323-1222
Document Number	0000009734
Book / Page	10968 / 1493
Instrument Date	Apr 17, 2026
Instrument	20269734
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4828 CONESTOGA RD, VIRGINIA BEACH, VA 23462-5822

Mortgage

Document Number	0000009734,
Date	Apr 17, 2026
Book Page	10968/1493
Instrument	20269734

Lender

Name	EMM LOANS LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.22%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Jan 30, 2026
Property Address	3501 OLD MILL RD, CHESAPEAKE, VA 23323-1222
Document Number	10939/1826
Book / Page	10939 / 1826
Instrument Date	Jan 21, 2026
Instrument	260002399
Transaction Type	Transfer
Record Updated	Mar 27, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$420.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3501 OLD MILL RD, CHESAPEAKE, VA 23323-1222

Mortgage

Document Number	0260002400
Date	Jan 30, 2026
Instrument	260002400

Lender

Name	EMM LOANS LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

November 2025: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Nov 13, 2025
Property Address	3501 OLD MILL RD, CHESAPEAKE, VA 23323-1222
Document Number	10915/1111
Book / Page	10915 / 1111
Instrument Date	Nov 10, 2025
Instrument	250026566
Transaction Type	Transfer
Record Updated	Dec 8, 2025
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY MT, FIRST AMER TITLE INS COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3470 HISTORYLAND DRIVE, VIRGINIA BEACH, VA 23452
Investor	Possibly a Property Investor

Mortgage

Document Number	0250026567
Date	Nov 13, 2025
Instrument	250026567

Lender

Name	KIAVI FUNDING INC
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$402,000 (+33.07%) Land $175,000 Building $227,000	$402,000 (+33.07%) Land $175,000 Building $227,000
2025	$3,051.00 (+6.72%)	$302,100 (+9.1%) Land $160,000 Building $142,100	$302,100 (+9.1%) Land $160,000 Building $142,100
2024	$2,859.00 (+39.19%)
2023		$276,900 Land $140,000 Building $136,900	$276,900 Land $140,000 Building $136,900
2019	$2,054.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 51 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	51 in force
Nearby Flood Claims	31 (1985–2016)
Claims Outside the SFHA	9 of 31
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east, Nov 2009 · 5 claims Hurricane Isabel, Sep 2003 · 7 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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