St. Charles County property record for 3513 Fleet Ln, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,116 sqft · built 1969 |
| Lot Size | 0.167 acres (7,260 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $239,000 (May 2023) |
| Tax Bill | $2,880 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Jun 2023 Transfer + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 142470A000 |
| Primary APN | 142470A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,656 sqft Living Area |
| Gross Area | 2,232 sqft |
| 1st Floor Area | 1,116 sqft |
| Basement Area | 1,116 sqft |
| Finished Basement | 540 sqft |
| Unfinished Basement | 576 sqft |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,260 sqft (0.167 acres) |
| Lot Dimensions | 121 ft deep x 60 ft wide |
| Garage Type | Carport |
| Garage Area | 220 sqft |
| Carport | Carport |
| Carport Area | 220 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 28 sqft |
| Patio Area | 110 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 142470A000 |
|---|---|
| Street Address | 3513 FLEET LN |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-1097 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AF0 |
| Legal Description | ST CHAS HILLS #6 SEC 1 LOT 922 |
| Legal Subdivision | ST CHAS HILLS #6 SEC 1 |
| Legal Lot Number | 922 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | LINDENWOOD |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 310802 |
Source: St. Charles County records, as of September 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3513 FLEET LN, SAINT CHARLES, MO 63301-1097 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 21, 2026 | Deed of Trust, Mortgage · VA Mortgage LOWER LLC |
| Jun 12, 2023 | Correction Deed |
| May 9, 2023 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Oct 28, 2020 | Deed of Trust, Mortgage GOLDEN OAK LNDG |
| May 16, 2019 | Warranty Deed, Transfer OTHER |
| Feb 26, 2019 | Warranty Deed, Transfer OTHER |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 9, 2023 · Amount on Record |
| Deed Sale | May 9, 2023 · Amount on Record |
| Prior Sale | Sep 4, 2019 · Amount on Record |
| Deed Document Number | 202317583 |
| Prior Transfer Date | Oct 5, 2004 |
| Prior Transfer Doc | 0001079790 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 3513 FLEET LN, SAINT CHARLES, MO 63301-1097 |
| Transaction Type | Mortgage |
| Record Updated | Feb 4, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3513 FLEET LN, SAINT CHARLES, MO 63301-1097 |
| Document Number | 0000003117 |
|---|---|
| Date | Jan 21, 2026 |
| Instrument | 2026R-003117 |
| Name | LOWER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MD 21044 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jun 12, 2023 |
| Property Address | 3513 FLEET LN, SAINT CHARLES, MO 63301-1097 |
| Document Number | 0000022442 |
| Map Reference | DOC 2023R-017584 |
| Instrument Date | Jun 8, 2023 |
| Instrument | 2023R-022442 |
| Record Updated | Jan 17, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11 SAN MIGUEL DR, SAINT CHARLES, MO 63303-3290 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | May 9, 2023 |
| Property Address | 3513 FLEET LN, SAINT CHARLES, MO 63301-1097 |
| Document Number | 0000017583 |
| Map Reference | MB 13 PG 25 |
| Instrument Date | May 4, 2023 |
| Instrument | 2023R-017583 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2024 |
| Title Company | FREEDOM TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11 SAN MIGUEL DR APT K, K, SAINT CHARLES, MO 63303-3269 |
| Document Number | 0000017584 |
|---|---|
| Date | May 9, 2023 |
| Instrument | 2023R-017584 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 3513 FLEET LN, SAINT CHARLES, MO 63301-1097 |
| Document Number | 0000088495 |
| Instrument Date | Oct 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2021 |
| Title Company | CLEAR TITLE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 3513 FLEET LN ST CHARLES MO 633011097, ST CHARLES, MO 63301-1097 |
| Document Number | 0000088495 |
|---|---|
| Date | Nov 16, 2020 |
| Instrument | 88495 |
| Name | GOLDEN OAK LNDG |
|---|---|
| Address | SAINT LOUIS, MO 63146 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 15, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | May 16, 2019 |
| Property Address | 3513 FLEET LN, SAINT CHARLES, MO 63301-1097 |
| Document Number | 0070742000 |
| Book / Page | 007074 / 002000 |
| Instrument Date | May 15, 2019 |
| Instrument | 232800 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2019 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 749 LOST CANYON BLVD WENTZVILLE MO 633853877, WENTZVILLE, MO 63385-3877 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Feb 26, 2019 |
| Property Address | 3513 FLEET LN, SAINT CHARLES, MO 63301-1097 |
| Document Number | 0070391792 |
| Book / Page | 007039 / 001792 |
| Instrument Date | Feb 19, 2019 |
| Instrument | 84340 |
| Transaction Type | Transfer |
| Record Updated | Mar 19, 2019 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 100 MAIN ST ST PETERS MO 633763916, ST PETERS, MO 63376-3916 |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | St. Charles R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $44,595 (-) | $234,712 (-) Land $45,000 Building $189,712 | |
| 2025 | $2,880.00 (+26.09%) | $44,595 (+13.25%) | $234,712 (+13.25%) Land $45,000 Building $189,712 |
| 2023 | $39,377 (+22.52%) | ||
| 2022 | $2,284.00 | $32,139 | $207,245 (+22.52%) Land $35,000 Building $172,245 |
| 2021 | $169,154 Land $35,000 Building $134,154 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2022) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 94% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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