3429 Fleet Ln, Saint Charles, MO 63301 Property Records

St. Charles County property record for 3429 Fleet Ln, Saint Charles, MO 63301

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,562 sqft · built 1969
Lot Size0.15 acres (6,549 sqft)
OwnerIndividual Name on File
Last Sale$245,250 (Jul 2023)
Tax Bill$2,695 (2025)
Deeds & MortgagesOct 2026 Mortgage
Jul 2023 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN142320A000

Property Details

APN / Parcel Number

Primary APN142320A000
Alternative APN
  • 6-0005-4543-00-0917.0000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,562 sqft Living Area
Gross Area1,824 sqft
1st Floor Area912 sqft
Basement Area912 sqft
Finished Basement650 sqft
Unfinished Basement262 sqft

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1969
Architectural StyleRanch
Exterior MaterialPlywood
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,549 sqft (0.15 acres)
Lot Dimensions111 ft deep x 59 ft wide
Garage TypeCarport
Garage Area264 sqft
CarportCarport
Carport Area264 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area28 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account Number142320A000
Street Address3429 FLEET LN
CitySAINT CHARLES
StateMO
Zip63301-1096
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAF0
Legal DescriptionST CHAS HILLS #6 SEC 1 LOT 917
Legal SubdivisionST CHAS HILLS #6 SEC 1
Legal Lot Number917
JurisdictionST CHARLES MO
Township / Civil DivisionLINDENWOOD
Census Block Group3
Census Block3000
Census Tract310802

Owner

3429 Fleet Ln is owned and occupied by an individual who bought it in July 2023.

Source: St. Charles County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address3429 FLEET LN, SAINT CHARLES, MO 63301-1096
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 5, 2026Deed of Trust, Mortgage · FHA Mortgage
NONE LISTED ON DOCUMENT
Jul 14, 2023Warranty Deed, Transfer · FHA Mortgage
NEW AMERICAN FUNDING
Jul 14, 2023Correction Deed
TITLE PARTNERS AGENCY LLC
Apr 7, 2022Intrafamily Transfer, Transfer · Conventional Mortgage
JLB CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 14, 2023 · Amount on File
Deed SaleJul 14, 2023 · Amount on File
Prior SaleApr 7, 2022 · Amount on File
Deed Document Number202327919
Prior Transfer DateMar 31, 2022
Prior Transfer Doc0000019935
Record UpdatedOct 29, 2026

October 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Recording DateOct 5, 2026
Property Address3429 FLEET LN, SAINT CHARLES, MO 63301-1096
Document Number0000047290
Instrument DateSep 11, 2026
Instrument202647290
Transaction TypeMortgage
Record UpdatedOct 20, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address3429 FLEET LN, SAINT CHARLES, MO 63301-1096

Mortgage

Document Number0000047290,
DateOct 5, 2026
Instrument202647290
Lender
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term322 Months
DueAug 1, 2053
Interest
Max Rate-1%

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateJul 14, 2023
Property Address3429 FLEET LN, SAINT CHARLES, MO 63301-1096
Document Number0000027919
Map ReferenceMB 13 PG 25
Instrument DateJul 5, 2023
Instrument2023R-027919
Transaction TypeTransfer
Record UpdatedJan 17, 2024
Title CompanyTITLE PARTNERS AGENCY LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3429 FLEET LN, SAINT CHARLES, MO 63301-1096

Mortgage

Document Number0000027920
DateJul 14, 2023
Instrument2023R-027920
Lender
NameNEW AMERICAN FUNDING
TypeLending Institution
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2053

July 2023: Correction Deed

Document TypeCorrection Deed
JurisdictionST CHARLES MO
Recording DateJul 14, 2023
Property Address3429 FLEET LN, SAINT CHARLES, MO 63301-1096
Document Number0000027918
Map ReferenceMB 13 PG 25
Instrument DateJul 5, 2023
Instrument2023R-027918
Record UpdatedJan 17, 2024
Title CompanyTITLE PARTNERS AGENCY LLC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7062 POST COACH DR, O FALLON, MO 63368-8116

April 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST CHARLES MO
Recording DateApr 7, 2022
Property Address3429 FLEET LN, SAINT CHARLES, MO 63301-1096
Document Number0000019935
Map ReferenceMB 13 PG 25
Instrument DateMar 31, 2022
Instrument2022R-019935
Transaction TypeTransfer
Record UpdatedJan 17, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3429 FLEET LN, SAINT CHARLES, MO 63301-1096

Mortgage

Document Number0000019936
DateApr 7, 2022
Instrument2022R-019936
Lender
NameJLB CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 3429 Fleet Ln was $2,695.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
Unified School DistrictSt. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$41,732 (-)$219,641 (-) Land $45,000 Building $174,641
2025$2,695.00$41,732$219,641 Land $45,000 Building $174,641
2023$35,956 (+23.55%)
2022$2,068.00$29,103$189,243 (+23.55%) Land $35,000 Building $154,243
2021$153,174 Land $35,000 Building $118,174

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3429 Fleet Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2022)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2022 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3429 Fleet Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 94% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST LOUIS ST CHARLES COUNTIES
private · serves 1,111,000 people · EPA ID MO6010716
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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