McLennan County property record for 3513 Ethel Ave, Waco, TX 76707
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,316 sqft · built 1952 |
| Lot Size | 0.184 acres (8,000 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,102 (2025) |
| Deeds & Mortgages | Apr 2017 Mortgage Sep 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-034100-004900-3 |
| Primary APN | 48-034100-004900-3 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,316 sqft Living Area |
| Gross Area | 1,382 sqft |
| 1st Floor Area | 1,316 sqft |
| Flooring | Carpet |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1974 |
| Exterior Material | Metal |
| Roof Material | Composition Shingle |
| Lot Area | 8,000 sqft (0.184 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Driveway | Concrete Driveway |
| Driveway Area | 180 sqft |
| Porch | Enclosed Porch |
| Porch Area | 90 sqft |
| Patio Area | 252 sqft |
| Cooling System | Evaporative |
|---|---|
| Heating System | Space Heater |
| Street Address | 3513 ETHEL AVE |
|---|---|
| City | WACO |
| State | TX |
| Zip | 76707-1735 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Description | QUEEN CREST LOT 13 BLOCK 3 ACRES .1837 |
| Legal Subdivision | QUEEN CREST |
| Legal Block | 3 |
| Legal Lot Number | 13 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WACO |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 2700 |
3513 Ethel Ave, a single family home, is owned by an individual.
Source: McLennan County records, as of August 24, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3300 LYLE AVE, WACO, TX 76708-2314 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 7, 2017 | Deed of Trust, Mortgage · Commercial Mortgage COMMUNITY BANK & TRUST |
| Sep 15, 2017 | Loan Modification, Mortgage COMMUNITY BK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 3513 ETHEL AVE, WACO, TX 76707-1735 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000010899 |
|---|---|
| Date | Apr 7, 2017 |
| Instrument | 2017010899 |
| Name | COMMUNITY BANK & TRUST |
|---|---|
| Type | Bank |
| Address | WACO, TX 76703 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 3513 ETHEL AVE, WACO, TX 76707-1735 |
| Document Number | 0000033433 |
| Instrument Date | Sep 15, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3300 LYLE AVE WACO TX 767082314, WACO, TX 76708-2314 |
| Document Number | 0000033433 |
|---|---|
| Date | Oct 9, 2017 |
| Instrument | 33433 |
| Name | COMMUNITY BK |
|---|---|
| Type | Bank |
| Address | WACO, TX 76703 |
| Amount | Amount on Record |
|---|---|
| Term | 60 Months |
| Due | Oct 8, 2022 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.5% |
The 2025 property tax bill for 3513 Ethel Ave was $3,102, up 19.6% from the year before.
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Waco City |
| Unified School District | Waco Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $138,097 (+0.07%) Land $23,440 Building $114,657 | $138,097 (-6.25%) Land $23,440 Building $114,657 | |
| 2025 | $3,102.00 (+19.58%) | $138,000 Land $21,280 Building $126,020 | $147,300 Land $21,280 Building $126,020 |
| 2024 | $2,594.00 | ||
| 2023 | $115,000 Land $18,560 Building $96,440 | $115,000 Land $18,560 Building $96,440 | |
| 2022 | $2,578.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3513 Ethel Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 4 (1981–2026) |
| Most Recent Claim | Jun 2026 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3513 Ethel Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.8% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WACO serves 146,241 people · EPA ID TX1550008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 563 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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