3505 Ethel Ave, Waco, TX 76707 Property Records

McLennan County property record for 3505 Ethel Ave, Waco, TX 76707

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 912 sqft · built 1940
Lot Size0.184 acres (8,000 sqft)
OwnerIndividual Name on Record
Last Sale$152,231 (Sep 2020)
Tax Bill$3,514 (2025)
Deeds & MortgagesSep 2020 Mortgage
Dec 2019 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN48-034100-004700-0

Property Details

APN / Parcel Number

Primary APN48-034100-004700-0
Alternative APNs
  • 4803410000470000111
  • 186521

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area912 sqft Living Area
1st Floor Area912 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1952
Exterior MaterialWood
Construction TypeWood
Roof TypeReinforced Concrete
Roof MaterialComposition Shingle
Lot Area8,000 sqft (0.184 acres)
Lot Dimensions160 ft deep x 50 ft wide
PorchOpen Porch
Porch Area20 sqft
Storage Building224 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address3505 ETHEL AVE
CityWACO
StateTX
Zip76707-1735
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1B
Legal DescriptionQUEEN CREST LOT 11 BLOCK 3 ACRES .1837
Legal SubdivisionQUEEN CREST
Legal Block3
Legal Lot Number11
JurisdictionMCLENNAN TX
Township / Civil DivisionWACO
Census Block Group3
Census Block3021
Census Tract2700

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address3505 ETHEL AVE, WACO, TX 76707-1735
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 30, 2020Vendor's Lien, Transfer · Conventional Mortgage
SWBC MORTGAGE CORP
Dec 2, 2019Vendor's Lien, Transfer · Commercial Mortgage
FIRST NATIONAL BANK OF CENTRAL TX
Sep 4, 2019Warranty Deed, Transfer
NOT AVAILABLE
Aug 29, 2019Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 30, 2020 · Amount on Record
Deed SaleSep 30, 2020 · Amount on Record
Prior SaleDec 2, 2019 · Amount on Record
Deed Document Number202034679
Prior Transfer DateFeb 15, 2012
Prior Transfer Doc0000004449
Record UpdatedOct 29, 2026

September 2020: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionMCLENNAN TX
Recording DateSep 30, 2020
Property Address3505 ETHEL AVE, WACO, TX 76707-1735
Document Number0000034679
Map ReferenceVOL 232 PG 150
Instrument DateSep 15, 2020
Instrument2020034679
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyFTC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3505 ETHEL AVE, WACO, TX 76707-1735

Mortgage

Document Number0000034680
DateSep 30, 2020
Instrument2020034680
Lender
NameSWBC MORTGAGE CORP
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

Mortgage

Document Number0000034681
DateSep 30, 2020
Instrument2020034681
Lender
NameTEXAS STATE AFFORDABLE HOUSING CORPORATI
TypeGovernment Agency
AddressAUSTIN, TX 78702
Agreement
AmountAmount Recorded
Term36 Months
DueSep 15, 2023

December 2019: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionMCLENNAN TX
Recording DateDec 2, 2019
Property Address3505 ETHEL AVE, WACO, TX 76707-1735
Document Number0000039904
Map ReferenceVOL 232 PG 150
Instrument DateDec 2, 2019
Instrument2019039904
Transaction TypeTransfer
Record UpdatedAug 24, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6501 LEPPEE WAY, FORT WORTH, TX 76126-6326

Mortgage

Document Number0000039906
DateDec 2, 2019
Instrument2019039906
Lender
NameFIRST NATIONAL BANK OF CENTRAL TX
TypeBank
Special NotesSeller Financed
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCLENNAN TX
Recording DateSep 4, 2019
Property Address3505 ETHEL AVE, WACO, TX 76707-1735
Document Number0000029568
Instrument DateAug 30, 2019
Instrument29568
Transaction TypeTransfer
Record UpdatedSep 26, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2021 FRANKLIN AVE WACO TX 767011630, WACO, TX 76701-1630

August 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMCLENNAN TX
Recording DateAug 29, 2019
Property Address3505 ETHEL AVE, WACO, TX 76707-1735
Document Number0000029091
Instrument DateAug 29, 2019
Instrument29091
Transaction TypeTransfer
Record UpdatedSep 17, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address11205 CHINA SPRING RD WACO TX 767085632, WACO, TX 76708-5632

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMcLennan County
MunicipalityWaco City
Unified School DistrictWaco Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$148,262 (-5.14%) Land $23,440 Building $124,822$148,262 (-5.14%) Land $23,440 Building $124,822
2025$3,514.00 (-3.06%)$156,300 (+4.39%) Land $21,280 Building $135,020$156,300 (+4.39%) Land $21,280 Building $135,020
2024$3,625.00 (+8.02%)
2023$149,730 Land $21,280 Building $128,450$149,730 Land $21,280 Building $128,450
2022$3,356.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims4 (1981–2026)
Most Recent ClaimJun 2026 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.8% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WACO
serves 146,241 people · EPA ID TX1550008
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 563 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Astound Broadband
Cable · Fiber in parts of the area
1,500 / 50
Spectrum
Cable
1,000 / 1,000
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20

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