3513 Colony Rd, Pheba, MS 39755 Property Records

Clay County property record for 3513 Colony Rd, Pheba, MS 39755

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,114 sqft · built 1965
Lot Size	3.12 acres (135,907 sqft)
Owner	Individual Name on Record
Deeds & Mortgages	Sep 2025 Mortgage Sep 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`038 15 0070000`

Property Details

APN / Parcel Number

Primary APN	`038 15 0070000`

Interior

Bedrooms	3 Beds
Total Rooms	8 Rooms
Building Area	2,114 sqft Finished Area
1st Floor Area	1,859 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Metal
Lot Area	135,907 sqft (3.12 acres)
Utility Building	288 sqft

Location & Zoning

Street Address	3513 COLONY RD
City	PHEBA
State	MS
Zip	39755-0392
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 15 T 16 R 03 PT S 1/2 SE 1/4 NW 1/4 & PT N 1/2 NE 1/4 SW 1/4 DB 246/439 & 262/73
Legal Range	03E
Legal Township	16
Legal Section	15
Jurisdiction	CLAY MS
Township / Civil Division	5
Census Block Group	1
Census Block	1073
Census Tract	950200

Owner

Source: Clay County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3513 COLONY RD, PHEBA, MS 39755-0392
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2025	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Sep 10, 2026	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Apr 18, 2023	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MS
Property Address	3513 COLONY RD, PHEBA, MS 39755-0392
Transaction Type	Mortgage
Record Updated	Oct 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3513 COLONY RD, PHEBA, MS 39755-0392

Mortgage

Document Number	0LM575/401
Date	Sep 22, 2025
Book Page	LM 575/401
Instrument	2025005642

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MS
Recording Date	Sep 10, 2026
Property Address	3513 COLONY RD, PHEBA, MS 39755-0392
Document Number	0000003345
Book / Page	586 / 366
Instrument Date	Sep 10, 2025
Instrument	20263345
Transaction Type	Mortgage
Record Updated	Sep 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3513 COLONY RD, PHEBA, MS 39755-0392

Mortgage

Document Number	0000003345,
Date	Sep 10, 2026
Book Page	586/366
Instrument	20263345

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MS
Property Address	3513 COLONY RD, PHEBA, MS 39755-0392
Transaction Type	Mortgage
Record Updated	May 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000552/979
Date	Apr 18, 2023
Book Page	552/979
Instrument	2023001330

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2053

Tax Assessment & Valuation

Source: Clay County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Clay County
Unified School District	West Point Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$8,289 (-) Land $860 Building $7,429	$82,888 (-) Land $8,601 Building $74,287
2023	Homeowner's exemption	$8,289 Land $860 Building $7,429	$82,888 Land $8,601 Building $74,287

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 70% of Mississippi
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
4-County Fiber Fiber	1,000 / 1,000
C Spire Wireless Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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