3127 Colony Rd, Pheba, MS 39755 Property Records

Clay County property record for 3127 Colony Rd, Pheba, MS 39755

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,593 sqft · built 1963
Lot Size	10 acres (435,600 sqft)
Owner	Company Name on Record
Tax Bill	$726 (2025)
Deeds & Mortgages	Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`038 15 0120000`

Property Details

APN / Parcel Number

Primary APN	`038 15 0120000`

Interior

Bedrooms	3 Beds
Total Rooms	5 Rooms
Building Area	1,593 sqft Finished Area
1st Floor Area	1,500 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Metal
Lot Area	435,600 sqft (10 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces
Utility Building	144 sqft

Location & Zoning

Street Address	3127 COLONY RD
City	PHEBA
State	MS
Zip	39755-0389
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 15 T 16 R 03 SE 1/4 SE 1/4 SW 1/4 DB 313/279 & 313/282
Legal Range	03E
Legal Township	16
Legal Section	15
Jurisdiction	CLAY MS
Township / Civil Division	5
Census Block Group	1
Census Block	1073
Census Tract	950200

Owner

Source: Clay County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3177 COLONY RD, PHEBA, MS 39755-0389
Owner Type	Company
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MS
Property Address	3127 COLONY RD, PHEBA, MS 39755-0389
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	517/39
Date	Sep 20, 2019
Book Page	517/39
Instrument	2019005443

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Sep 5, 2034

Tax Assessment & Valuation

Source: Clay County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Clay County
Unified School District	West Point Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$726.00 (-39.04%)	$12,740 (-) Land $1,950 Building $10,790	$84,933 (-) Land $13,000 Building $71,933
2024		$12,740 (+18.72%) Land $1,950 Building $10,790	$84,933 (+18.72%) Land $13,000 Building $71,933
2023	$1,191.00 (+1.19%)	$10,731 Land $1,950 Building $8,781	$71,538 Land $13,000 Building $58,538
2022	$1,177.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 70% of Mississippi
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
4-County Fiber Fiber	1,000 / 1,000
C Spire Wireless Fixed Wireless	100 / 20