3512 Willow Dr, Mattoon, IL 61938 Property Records

Coles County property record for 3512 Willow Dr, Mattoon, IL 61938

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,700 sqft · built 1970
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on Record
Last Sale	$148,000 (Oct 2018)
Tax Bill	$3,823 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-2-15045-000`

Property Details

APN / Parcel Number

Primary APN	`07-2-15045-000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,700 sqft Base Area
1st Floor Area	1,700 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	109 ft deep x 64.1 ft wide
Garage Type	Attached
Garage Area	315 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	3512 WILLOW DR
City	MATTOON
State	IL
Zip	61938-4724
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILLOWSHIRE REPLAT BLK 2 LOT 4 NE 1/4 SEC 22 T12N R07E
Legal Range	07E
Legal Township	12N
Legal Section	22
Legal Subdivision	WILLOWSHIRE REPLAT
Legal Block	2
Legal Lot Number	4
Jurisdiction	COLES IL
Township / Civil Division	MATTOON
Census Block Group	3
Census Block	3030
Census Tract	1200

Owner

Source: Coles County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3512 WILLOW DR, MATTOON, IL 61938-4724
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2023	Deed of Trust, Mortgage · Line of Credit FIRST MID BANK & TRUST NA
Oct 19, 2018	Warranty Deed, Transfer · Conventional Mortgage FIRST MID ILLINOIS BK & TR NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 19, 2018 · Amount on Record
Deed Sale	Oct 19, 2018 · Amount on Record
Prior Sale	Apr 23, 2010 · Amount on Record
Deed Document Number	2018778525
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLES IL
Property Address	3512 WILLOW DR, MATTOON, IL 61938-4724
Transaction Type	Mortgage
Record Updated	Jul 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3512 WILLOW DR, MATTOON, IL 61938-4724

Mortgage

Document Number	202300807519
Date	Jul 11, 2023
Instrument	202300807519

Lender

Name	FIRST MID BANK & TRUST NA
Type	Bank
Address	MATTOON, IL 61938

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 20, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLES IL
Recording Date	Oct 19, 2018
Property Address	3512 WILLOW DR, MATTOON, IL 61938-4724
Document Number	201800778525
Instrument Date	Oct 19, 2018
Instrument	201800778525
Transaction Type	Transfer
Record Updated	Jul 29, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$222.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14751 COOKS MILLS RD, 14751, HUMBOLDT, IL 61931-7971

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3512 WILLOW DR, MATTOON, IL 61938-4724

Mortgage

Document Number	201800778526
Date	Oct 19, 2018
Instrument	201800778526

Lender

Name	FIRST MID ILLINOIS BK & TR NA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Coles County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Coles County
County Subdivision	Mattoon Township
Municipality	Mattoon City
Unified School District	Mattoon Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,823.00 (+19.51%)	$54,138 (+23.43%) Land $3,577 Building $50,561	$162,414 (+23.43%) Land $10,731 Building $151,683
2023		$43,863 Land $2,898 Building $40,965	$131,589 Land $8,694 Building $122,895
2020	$3,199.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MATTOON serves 19,500 people · EPA ID IL0290250
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: GigFire, Nextlink, Verizon.

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