3504 Willow Dr, Mattoon, IL 61938 Property Records

Coles County property record for 3504 Willow Dr, Mattoon, IL 61938

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,053 sqft · built 1965
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Tax Bill	$2,647 (2025)
Deeds & Mortgages	Aug 2024 Mortgage Oct 2022 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`07-2-15043-000`

Property Details

APN / Parcel Number

Primary APN	`07-2-15043-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,053 sqft Base Area
1st Floor Area	1,053 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	109 ft deep x 66 ft wide
Garage Type	Attached
Garage Area	324 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	3504 WILLOW DR
City	MATTOON
State	IL
Zip	61938-4724
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILLOWSHIRE REPLAT BLK 2 LOT 2 NE 1/4 SEC 22 T12N R07E
Legal Range	07E
Legal Township	12N
Legal Section	22
Legal Subdivision	WILLOWSHIRE REPLAT
Legal Block	2
Legal Lot Number	2
Jurisdiction	COLES IL
Township / Civil Division	MATTOON
Census Block Group	3
Census Block	3030
Census Tract	1200

Owner

Source: Coles County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3504 WILLOW DR, MATTOON, IL 61938-4724
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2024	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Oct 11, 2022	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Apr 27, 2021	Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS LLC
Oct 15, 2018	Warranty Deed, Transfer · USDA Mortgage USDA
Apr 18, 2018	Deed, Transfer COLES COUNTY TITLE
Dec 26, 2017	Deed, Transfer COLES COUNTY TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 11, 2022
Deed Sale	Oct 11, 2022
Prior Sale	Apr 27, 2021 · Amount on Record
Deed Document Number	2022803623
Prior Transfer Date	Apr 16, 2018
Prior Transfer Doc	0000775698
Record Updated	Sep 20, 2026

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLES IL
Property Address	3504 WILLOW DR, MATTOON, IL 61938-4724
Transaction Type	Mortgage
Record Updated	Jan 27, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3504 WILLOW DR, MATTOON, IL 61938-4724

Mortgage

Document Number	202400813085
Date	Aug 1, 2024
Instrument	202400813085

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	635 WOODWARD AVE, DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	279 Months
Due	Nov 1, 2047

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLES IL
Recording Date	Oct 11, 2022
Property Address	3504 WILLOW DR, MATTOON, IL 61938-4724
Document Number	202200803623
Instrument Date	Oct 1, 2022
Instrument	202200803623
Transaction Type	Transfer
Record Updated	Oct 28, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$115.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3504 WILLOW DR, MATTOON, IL 61938-4724

Mortgage

Document Number	202200803624
Date	Oct 11, 2022
Instrument	202200803624

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Nov 1, 2047

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLES IL
Recording Date	Apr 27, 2021
Property Address	3504 WILLOW DR, MATTOON, IL 61938-4724
Document Number	202100794267
Instrument Date	Apr 23, 2021
Instrument	202100794267
Transaction Type	Transfer
Record Updated	Jun 11, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$87.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3504 WILLOW DR, MATTOON, IL 61938-4724

Mortgage

Document Number	202100794268
Date	Apr 27, 2021
Instrument	202100794268

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLES IL
Recording Date	Oct 15, 2018
Property Address	3504 WILLOW DR, MATTOON, IL 61938-4724
Document Number	201800778457
Instrument Date	Oct 12, 2018
Instrument	201800778457
Transaction Type	Transfer
Record Updated	Jan 28, 2026
Title Company	COLES COUNTY TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$110.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3504 WILLOW DR, MATTOON, IL 61938-4724

Mortgage

Document Number	201800778458
Date	Oct 15, 2018
Instrument	201800778458

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

April 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	COLES IL
Recording Date	Apr 18, 2018
Property Address	3504 WILLOW DR, MATTOON, IL 61938-4724
Document Number	201800775698
Instrument Date	Apr 16, 2018
Instrument	201800775698
Transaction Type	Transfer
Record Updated	Jul 29, 2021
Title Company	COLES COUNTY TITLE

Transaction

Amount	Amount Recorded
Tax	$21.00
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2717 SHELBY AVE, 2717, MATTOON, IL 61938-2434

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2717 SHELBY AVE, MATTOON, IL 61938-2434

December 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	COLES IL
Recording Date	Dec 26, 2017
Property Address	3504 WILLOW DR, MATTOON, IL 61938-4724
Document Number	201700774019
Instrument Date	Dec 26, 2017
Instrument	201700774019
Transaction Type	Transfer
Record Updated	Jul 29, 2021
Title Company	COLES COUNTY TITLE

Transaction

Amount	Amount Recorded
Tax	$40.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2717 SHELBY AVE, 2717, MATTOON, IL 61938-2434

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2717 SHELBY AVE, MATTOON, IL 61938-2434

Tax Assessment & Valuation

Source: Coles County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Coles County
County Subdivision	Mattoon Township
Municipality	Mattoon City
Unified School District	Mattoon Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,647.00 (+65.44%)	$39,317 (+10.2%) Land $3,639 Building $35,678	$117,951 (+10.2%) Land $10,917 Building $107,034
2024		$35,678 (+12%) Land $3,302 Building $32,376	$107,034 (+12%) Land $9,906 Building $97,128
2023		$31,855 Land $2,948 Building $28,907	$95,565 Land $8,844 Building $86,721
2020	$1,600.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MATTOON serves 19,500 people · EPA ID IL0290250
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: GigFire, Nextlink, Verizon.

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