3512 W 2nd St, Duluth, MN 55807 Property Records

St. Louis County property record for 3512 W 2nd St, Duluth, MN 55807

Property Summary

Property Type	Single Family Home
Lot Size	0.067 acres (2,950 sqft)
Owner	Individual Name on Record
Last Sale	$126,000 (May 2014)
Tax Bill	$476 (2026)
Deeds & Mortgages	Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-3230-01260`

Property Details

APN / Parcel Number

Primary APN	`010-3230-01260`
Alternative APN	`969514`

Exterior

Exterior Material	Metal
Lot Area	2,950 sqft (0.067 acres)
Garage Area	864 sqft
Storage Building	70 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Account Number	969514
Street Address	3512 W 2ND ST
City	DULUTH
State	MN
Zip	55807-2807
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 16 AND 17 SERIAL #
Legal Subdivision	MERRITTS ADDITION
Legal Block	9
Legal Lot Number	16-17
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2005
Census Tract	15800

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3512 W 2ND ST, DULUTH, MN 55807-2807
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 2014 · Amount on Record
Deed Sale	May 21, 2014 · Amount on Record
Prior Sale	May 21, 2014 · Amount on Record
Deed Document Number	20141238040
Record Updated	Sep 20, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	3512 W 2ND ST, DULUTH, MN 55807-2807
Document Number	00A1377595
Instrument Date	Mar 26, 2020
Transaction Type	Mortgage
Record Updated	Jun 15, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3512 W 2ND ST DULUTH MN 558072807, DULUTH, MN 55807-2807

Mortgage

Document Number	00A1377595
Date	Apr 17, 2020
Instrument	A1377595

Lender

Name	CENTRICITY CU
Address	HERMANTOWN, MN 55811

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 16, 2040

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$476.00 (+0.85%) Homeowner's exemption
2025	$472.00 (+5.36%) Homeowner's exemption	$34,200 (+5.23%) Land $7,600 Building $26,600	$34,200 (+5.23%) Land $7,600 Building $26,600
2024	$448.00	$32,500 (+12.85%) Land $8,100 Building $24,400	$32,500 (+12.85%) Land $8,100 Building $24,400
2022		$28,800 Land $8,400 Building $20,400	$28,800 Land $8,400 Building $20,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1988–2012)
Most Recent Claim	Jun 2012 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 84% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Airfiber Fixed Wireless	100 / 20

May also be available: CenturyLink, Spectrum, Verizon.

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